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Retirement

Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

How to open a Roth IRA

The sooner you open a Roth IRA, the sooner you can start growing your tax-free retirement portfolio. Here are 5 easy steps to get started.

10 min read

What is a Roth IRA?

Here’s what you need to know about Roth IRAs, including contribution and income limits, and all the perks that make the Roth IRA so popular.

6 min read

IRA minimum distribution table

If you’ve reached age 73, you must start taking RMDs. Use this table as a guide.

3 min read

Bankrate Retirement Savings Report

Many Americans are worried they won’t get their full Social Security benefits.

10 min read

Editor's Picks

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401(k) contribution limits for 2026

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Best IRA accounts in 2026

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8 ways to take penalty-free withdrawals from your IRA or 401(k)

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What are ‘Trump accounts’ and how do they compare to investment alternatives?

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Roth and traditional IRA income and contribution limits in 2025 and 2026

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