mortgage

Mortgage Rate Trend Index Up: Dec. 11, 2014

Will rates go up, down or remain unchanged?

  • Shaun Guerrero

    Shaun Guerrero

    Sales manager, Fairway Independent Mortgage, Silverdale, Washington

    Getting to be the end of the year, when everybody expresses how thankful they are and all the things that they appreciate. I am sure all of us appreciate low home loan rates, and we should be thankful that rates are still as low as they are, given the technical data that we've been given from the markets. If you find a home that you love, lock in your rate. We do foresee rates going up shortly so it would be in everyone's best interest: If you love the home you're buying, then lock in your rate.

  • Holden Lewis

    Holden Lewis

    Assistant managing editor, Bankrate.com

    Over the next few days, investors and bankers will squarely face the probability that the Fed will begin raising short-term interest rates less than a year from now.

  • Greg McBride

    Greg McBride, CFA

    Chief financial analyst, Bankrate.com

    The Federal Reserve will start preparing markets for the eventuality of interest rate hikes, but with all the concern about slower global growth, how will rates respond?

  • Shashank Shekhar

    Shashank Shekhar

    CEO, Arcus Lending Inc., San Jose, California

    This week heats up with news on wholesale inflation, jobless claims, consumer spending and consumer sentiment. Each one of these news can be a market mover. Akin to what happened last Friday with employment report, expect the rates to go up if any of these news is not favorable to the mortgage bonds.

  • Brett Sinnott

    Brett Sinnott

    Director of secondary marketing, CMG Financial, San Ramon, California

    This would not be a significant increase, but as economies outside of the U.S. continue to struggle, the dollar continues to gain. Commodities are still feeling the effects of the slide in oil, and several other commodity markets are falling with it. The holiday slowdown will lead to some stability as overall liquidity will reduce due to the lack of trade volume on all fronts.

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