Mortgage Rate Trend Index Unchanged: Nov. 26, 2014

Will rates go up, down or remain unchanged?

  • Derek Egeberg

    Derek Egeberg

    Branch manager, Academy Mortgage, Yuma, Arizona

    The markets will remain fairly stable during this Thanksgiving season. Look for rates to stay near these levels until the holiday shopping numbers start being reported.

  • Dick Lepre

    Dick Lepre

    Senior loan officer, RPM Mortgage, San Francisco

    The daily tech remains bullish (higher prices, lower yields), but the weekly is bearish. Yields and rates will probably remain flat.

  • Greg McBride

    Greg McBride, CFA

    Chief financial analyst,

    Not much change in mortgage rates over the next week, despite the heavy lineup of economic data.

  • Logan Mohtashami

    Logan Mohtashami

    Senior loan officer, AMC Lending Group, Irvine, California

    We have a 2.31 percent 10-year Treasury today, even with the higher GDP. Yields have to go lower if we can break under 2.28 percent. However, not much going on after the Yellen Spike; we've been in a small range for weeks. The GDP is trending good and job creation numbers are going to be the best since 1999, but the 10-year is still low -- which is more telling than anything!

  • Bob Moulton

    Bob Moulton

    President, Americana Mortgage Group, Manhasset, New York

    Rates are stable.

  • Mitch Ohlbaum

    Mitch Ohlbaum

    Mortgage banker, Macoy Capital Partners, Los Angeles

    The 10-year Treasury is currently at 2.32 percent and has not moved much in the last few weeks, but, interestingly enough, mortgage rates have trickled down slightly. Given that we are officially in holiday season this week, you will not see much, if any, movement through the end of the year.

  • Jim Sahnger

    Jim Sahnger

    Mortgage planner, Schaffer Mortgage, Palm Beach Gardens, Florida

    For anyone waiting to submit a mortgage application, you have a lot to be thankful for. Mortgage-backed securities pricing has improved to levels not consistently seen in 18 months or more.

    Now it's time to waffle up. Rates are in a position where they realistically could go higher or lower based on recent economic numbers and/or technical trading. That said, I believe we are in a position to potentially get a little lower during the holiday season upon us. For now though, enjoy where we are, pull the trigger and lock in what you can if you have not done so.

  • Shashank Shekhar

    Shashank Shekhar

    CEO, Arcus Lending Inc., San Jose, California

    This being a short week and the employment report not expected till next week, I don't expect any major movement in the mortgage bond pricing. And that should keep the rates stable.

  • Brett Sinnott

    Brett Sinnott

    Director of secondary marketing, CMG Financial, San Ramon, California

    The Fed did not stray from its standard policy statements with its first minutes released since the completion of quantitative easing, which left markets flat heading into the holiday week. Europe and Asia continue to cut rates in hopes of stimulating stalling economies and oil is on its way to new lows ahead of the OPEC announcement on Thursday. Despite these global changes, domestic rates and markets continue to remain stable.


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