Mortgage Rate Trend Index Unchanged: Jan. 22, 2015

Will rates go up, down or remain unchanged?

  • Polyana da Costa

    Polyana da Costa

    Senior mortgage reporter,

    I don't think there will be much upward pressure on rates next week and doubt they will drop much lower than where they are at now.

  • Shaun Guerrero

    Shaun Guerrero

    Sales manager, Fairway Independent Mortgage, Silverdale, Washington

    If that Packers versus Seahawks game surprised you, then you'll be even more shocked over the European Central Bank announcing that they are going to buy $50 billion in bonds for "at least" a year. Think of U.S. bonds as Green Bay fans waking up on Monday. They are not liking the news and are continuing to sulk. Those beautiful mortgage rates that we have been experiencing are deflating faster than a New England football. So lock in your home loan rates on this news. #GoHawks

  • David Kuiper

    David Kuiper

    Vice president, Northpointe Bank, Holland, Michigan

    Interest rates recently reached their low point in nearly a year and a half, but that momentum seems to have stalled out a bit. Some encouraging news on housing starts and a slight reversal to the upside in the stock market are to "blame" for this. The prudent decision in the near term would be to lock into an interest rate and take advantage of the gains we've seen in recent weeks.

  • Dick Lee

    Dick Lee

    President, Independent Mortgage, Newton, Massachusetts

    This is a tough call, when push comes to shove! I believe that mortgage rates will remain stable over the next week but can quickly change if the European news is not favorable.

  • Holden Lewis

    Holden Lewis

    Assistant managing editor,

    The Federal Reserve's rate policy meeting is next week, and mortgage rates tend to stabilize in the days before these meetings. I expect the Fed to imply that it's still on course to raise short-term rates this year. I'm curious how investors will react in the second half of next week. If investors believe that the Fed is overly optimistic, then we could see a further decline in interest rates. I doubt that will happen, though. If the coming batch of economic reports confirm the Fed's optimism, then rates are likely to rise by the end of February.

  • Logan Mohtashami

    Logan Mohtashami

    Senior loan officer, AMC Lending Group, Irvine, California

    Trend is lower until we can see the 10-year over 2.33 percent. You might have a pause here, but the trend is lower. Look for 1.6 percent as being the key line for 2015 on the 10-year.

  • Bob Moulton

    Bob Moulton

    President, Americana Mortgage Group, Manhasset, New York

    Rates are stable.


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