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If Amy Poehler steals your credit card

By Jeanine Skowronski · Bankrate.com
Tuesday, May 6, 2014
Posted: 4 pm ET

Amy Poehler is a big old credit card thief … at least according to fellow "Saturday Night Live" alum Seth Meyers.

In case you missed it, Meyers has been documenting the "Parks and Recreation" star's seemingly illicit use of his American Express card on "Late Night." Poehler got a hold of the card after the two friends accidentally swapped payment methods at dinner in mid-April.

Upon discovering the switch, Meyers returned her card via messenger, along with some cash to cover the charges he had made in the interim. Poehler, needless to say, didn't do the same. Instead, she texted Meyers a photo of herself holding both cards (and the cash) with the hashtag "upper hand."

 

A few days later, Meyers checked his credit card statement and discovered unauthorized hotel charges. Poehler responded to his subsequent request to finally return the card with another selfie. (Spoiler: She and Meyers' credit card appear to having a great time in Beverly Hills.)

"My identity has been stolen," Meyers joked in his latest update. "No one can spend more money than Amy Poehler is currently spending."

While this "Cardgate" is clearly being played out for laughs, it's probably best to point out that Meyers is doing exactly what you shouldn't do if a friend gets a hold of your credit card. Issuers generally feature zero liability policies, but "there are reasons why a charge back would not be allowed and this is one of those examples," says Jason Oxman, CEO of the Electronic Transactions Association.

"The purpose of zero liability is to protect you from actual fraud," he explains, which doesn't include standing back idly and allowing a friend to run up your monthly statement. (That Meyers knew about the fraud and allowed it to continue would likely be discovered during his issuer's investigation into the charges, given that he, you know, advertised the whole affair on television.)

Of course, whether by friend or by foe, consumers should always report that a card has been lost or stolen as soon as they know the payment method has been compromised. It's best to notify your issuer right away instead of waiting for fraudulent charges to appear, Oxman says, since that will save you the hassle of having to dispute them.

Has your card ever been stolen accidentally or on purpose? Tell us your story.

Follow me on Twitter: @JeanineSko.

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6 Comments
sandy
May 20, 2014 at 4:29 pm

When it comes to retailers if the register is set up for the customer to swipe the card then the cashier does not ask for ID now if the register is set up for the cashier to swipe on there side then they do ask for ID. If they don't then yes they should be held responsible. I do think that all registers rather you swipe your card or the cashier does it should ask the cashier for your ID.

jaycabby
May 20, 2014 at 1:37 pm

I bet if the stores that wont ask for ID when a credit card is used is held accountable for these fraud charges, this will slow down. Really the stores should be held accountable, they dont care as long as the sale goes through, but if it doesnt then they scream like hell.Make them responsable and I bet this would slow down abunch

A. Senior
May 20, 2014 at 10:52 am

Amy Poehler please steal mine. While you have them please pay them off. Then I need them back! You Rock big time.

Michael
May 11, 2014 at 12:08 pm

Oh the games the 1% plays. Yippee!

David
May 07, 2014 at 7:23 am

In this case, I seriously doubt Seth would be filing any fraud charges with his credit card company. Eventually, the joke will be played out and they will settle things up. Credit card fraud is serious no matter who you are and I am sure Amy wouldn't use Seth's card if she didn't already know he would be ok with it.

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