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	<title>Bankrate.com &#187; Retirement</title>
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	<link>http://www.bankrate.com/financing</link>
	<description>A Financial Blog</description>
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		<title>Feuding over the family fortune</title>
		<link>http://www.bankrate.com/financing/retirement/feuding-over-the-family-fortune/</link>
		<comments>http://www.bankrate.com/financing/retirement/feuding-over-the-family-fortune/#comments</comments>
		<pubDate>Tue, 18 Jun 2013 19:41:07 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Ronald Fatoullah]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19571</guid>
		<description><![CDATA[Here are three ways to make sure your heirs fight after you die.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Persuading old profs to retire</title>
		<link>http://www.bankrate.com/financing/retirement/persuading-old-profs-to-retire/</link>
		<comments>http://www.bankrate.com/financing/retirement/persuading-old-profs-to-retire/#comments</comments>
		<pubDate>Mon, 17 Jun 2013 21:05:22 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Fidelity Investments]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19556</guid>
		<description><![CDATA[Life is so good for university faculty members that persuading them to retire can be tough.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/persuading-old-profs-to-retire/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Money: Should Dad tell all?</title>
		<link>http://www.bankrate.com/financing/retirement/money-should-dad-tell-all/</link>
		<comments>http://www.bankrate.com/financing/retirement/money-should-dad-tell-all/#comments</comments>
		<pubDate>Sun, 16 Jun 2013 10:05:01 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[MFS Investment Management]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19531</guid>
		<description><![CDATA[Most people nix the idea of sharing estate planning details with their adult children, but telling the kids some key facts could be important.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 train wrecks and other thoughts</title>
		<link>http://www.bankrate.com/financing/retirement/3-train-wrecks-and-other-thoughts/</link>
		<comments>http://www.bankrate.com/financing/retirement/3-train-wrecks-and-other-thoughts/#comments</comments>
		<pubDate>Fri, 14 Jun 2013 18:15:40 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Morningstar Conference]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19543</guid>
		<description><![CDATA[This week, Morningstar's 25th annual investment conference featured an excellent lineup of topics and discussions among analysts, mutual fund managers and retirement industry execs. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Facing up to long-term care</title>
		<link>http://www.bankrate.com/financing/retirement/facing-up-to-long-term-care/</link>
		<comments>http://www.bankrate.com/financing/retirement/facing-up-to-long-term-care/#comments</comments>
		<pubDate>Thu, 13 Jun 2013 19:41:51 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[boglioli]]></category>
		<category><![CDATA[Genworth]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19505</guid>
		<description><![CDATA[Future caregivers, start your engines: Consider how you'll handle long-term care while you and your parents are still young and healthy.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/facing-up-to-long-term-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to buy a pension</title>
		<link>http://www.bankrate.com/financing/retirement/how-to-buy-a-pension/</link>
		<comments>http://www.bankrate.com/financing/retirement/how-to-buy-a-pension/#comments</comments>
		<pubDate>Thu, 13 Jun 2013 11:05:32 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[deferred income annuities]]></category>
		<category><![CDATA[immediate]]></category>
		<category><![CDATA[LIMRA]]></category>
		<category><![CDATA[New York Life]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19469</guid>
		<description><![CDATA[Deferred income annuities are becoming an increasingly popular replacement for old-fashioned pensions.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take this class and avoid scams</title>
		<link>http://www.bankrate.com/financing/retirement/take-this-class-and-avoid-scams/</link>
		<comments>http://www.bankrate.com/financing/retirement/take-this-class-and-avoid-scams/#comments</comments>
		<pubDate>Wed, 12 Jun 2013 20:56:02 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[CFBP]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19487</guid>
		<description><![CDATA[The government is offering new instructional materials to help older people learn to avoid scams.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/take-this-class-and-avoid-scams/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Doing retirement income math</title>
		<link>http://www.bankrate.com/financing/retirement/doing-retirement-income-math/</link>
		<comments>http://www.bankrate.com/financing/retirement/doing-retirement-income-math/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 21:07:08 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[EBRI]]></category>
		<category><![CDATA[Interest.com]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19438</guid>
		<description><![CDATA[A new study by Interest.com shows that most retiree households can't replace 70 to 80 percent of their pre-retiree income. But another study suggests it may not be necessary to do that.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/doing-retirement-income-math/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Older women who just won&#8217;t quit</title>
		<link>http://www.bankrate.com/financing/retirement/older-women-who-just-wont-quit/</link>
		<comments>http://www.bankrate.com/financing/retirement/older-women-who-just-wont-quit/#comments</comments>
		<pubDate>Sun, 09 Jun 2013 11:05:17 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA["Women Still at Work"]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19412</guid>
		<description><![CDATA[An author writes about women who are past 60, still on the job and loving it.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/older-women-who-just-wont-quit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good, bad and ugly retirement news</title>
		<link>http://www.bankrate.com/financing/retirement/good-bad-and-ugly-retirement-news/</link>
		<comments>http://www.bankrate.com/financing/retirement/good-bad-and-ugly-retirement-news/#comments</comments>
		<pubDate>Sat, 08 Jun 2013 10:05:05 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Economic Policy Institute]]></category>
		<category><![CDATA[retirement myths]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Retirement Toolkit]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19431</guid>
		<description><![CDATA[The retirement industry released some news this week that can be described as good, bad and ugly.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/good-bad-and-ugly-retirement-news/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Rethinking how 401(k)s invest</title>
		<link>http://www.bankrate.com/financing/retirement/rethinking-how-401ks-invest/</link>
		<comments>http://www.bankrate.com/financing/retirement/rethinking-how-401ks-invest/#comments</comments>
		<pubDate>Fri, 07 Jun 2013 00:00:28 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[BNY Mellon]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19367</guid>
		<description><![CDATA[If individuals could invest in their 401(k) plans like institutional money managers do in their pension plans, they'd get a better result, says a retirement expert. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/rethinking-how-401ks-invest/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Raise taxes to fix Social Security</title>
		<link>http://www.bankrate.com/financing/retirement/raise-taxes-to-fix-social-security/</link>
		<comments>http://www.bankrate.com/financing/retirement/raise-taxes-to-fix-social-security/#comments</comments>
		<pubDate>Wed, 05 Jun 2013 21:40:42 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Alicia Munnell]]></category>
		<category><![CDATA[Center for Retirement Research]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19313</guid>
		<description><![CDATA[If your payroll taxes were raised, would you even notice?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/raise-taxes-to-fix-social-security/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Figuring Social Security options</title>
		<link>http://www.bankrate.com/financing/retirement/figuring-social-security-options/</link>
		<comments>http://www.bankrate.com/financing/retirement/figuring-social-security-options/#comments</comments>
		<pubDate>Tue, 04 Jun 2013 21:33:45 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[SS Income Planner]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19294</guid>
		<description><![CDATA[Using a sophisticated calculator to figure a Social Security strategy can have an enormous payoff.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/figuring-social-security-options/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Older, better and earning more</title>
		<link>http://www.bankrate.com/financing/retirement/older-better-and-earning-more/</link>
		<comments>http://www.bankrate.com/financing/retirement/older-better-and-earning-more/#comments</comments>
		<pubDate>Mon, 03 Jun 2013 21:36:19 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Brookings Institution]]></category>
		<category><![CDATA[Center for Retirement Research]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19274</guid>
		<description><![CDATA[Boomers are better educated, working longer and earning much more than both their dads and their younger counterparts.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/older-better-and-earning-more/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>No more Social Security at 62?</title>
		<link>http://www.bankrate.com/financing/retirement/no-more-social-security-at-62/</link>
		<comments>http://www.bankrate.com/financing/retirement/no-more-social-security-at-62/#comments</comments>
		<pubDate>Sun, 02 Jun 2013 11:05:48 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[American Academy of Actuaries]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19195</guid>
		<description><![CDATA[Is it time to raise the age of earliest Social Security claiming from 62 to 64?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/no-more-social-security-at-62/feed/</wfw:commentRss>
		<slash:comments>632</slash:comments>
		</item>
		<item>
		<title>10 states for healthy retirement</title>
		<link>http://www.bankrate.com/financing/retirement/10-states-for-healthy-retirement/</link>
		<comments>http://www.bankrate.com/financing/retirement/10-states-for-healthy-retirement/#comments</comments>
		<pubDate>Thu, 30 May 2013 11:07:49 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[United Health Foundation]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19187</guid>
		<description><![CDATA[How much money you have, how you behave and where you live can lead to a healthier retirement.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/10-states-for-healthy-retirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Solving the disability shortfall</title>
		<link>http://www.bankrate.com/financing/retirement/solving-the-disability-shortfall/</link>
		<comments>http://www.bankrate.com/financing/retirement/solving-the-disability-shortfall/#comments</comments>
		<pubDate>Wed, 29 May 2013 15:02:04 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[NASI]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[SSDI]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19184</guid>
		<description><![CDATA[Should funds be diverted from the Social Security retirement program to shore up the Social Security Disability Insurance program?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/solving-the-disability-shortfall/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>10 retirement derailers</title>
		<link>http://www.bankrate.com/financing/retirement/10-retirement-derailers/</link>
		<comments>http://www.bankrate.com/financing/retirement/10-retirement-derailers/#comments</comments>
		<pubDate>Tue, 28 May 2013 20:38:52 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Ameriprise Financial]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19173</guid>
		<description><![CDATA[A study reveals 10 things that derail retirement planning. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/10-retirement-derailers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Honoring valor on Memorial Day</title>
		<link>http://www.bankrate.com/financing/retirement/honoring-valor-on-memorial-day/</link>
		<comments>http://www.bankrate.com/financing/retirement/honoring-valor-on-memorial-day/#comments</comments>
		<pubDate>Mon, 27 May 2013 10:05:04 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Memorial Day]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[World War II]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19087</guid>
		<description><![CDATA[A new law makes it a crime to lie in order to get veterans health and retirement benefits.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/honoring-valor-on-memorial-day/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Graduating at 85 with a mission</title>
		<link>http://www.bankrate.com/financing/retirement/graduating-at-85-with-a-mission/</link>
		<comments>http://www.bankrate.com/financing/retirement/graduating-at-85-with-a-mission/#comments</comments>
		<pubDate>Sun, 26 May 2013 10:05:20 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19073</guid>
		<description><![CDATA[At 85, Willadene Zedan is graduating with a degree in theology and a dream of helping older people live better.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/graduating-at-85-with-a-mission/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How are 401(k) investors doing?</title>
		<link>http://www.bankrate.com/financing/retirement/how-are-401k-investors-doing/</link>
		<comments>http://www.bankrate.com/financing/retirement/how-are-401k-investors-doing/#comments</comments>
		<pubDate>Sat, 25 May 2013 10:05:22 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k) plans]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[performance]]></category>
		<category><![CDATA[retirement savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19140</guid>
		<description><![CDATA[How are 401(k) investors doing? We're doing the best we can, given the circumstances.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/how-are-401k-investors-doing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 ways to derail a retirement plan</title>
		<link>http://www.bankrate.com/financing/retirement/5-ways-to-derail-a-retirement-plan/</link>
		<comments>http://www.bankrate.com/financing/retirement/5-ways-to-derail-a-retirement-plan/#comments</comments>
		<pubDate>Thu, 23 May 2013 14:11:22 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Ameriprise Financial]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19080</guid>
		<description><![CDATA[Want to derail your retirement plan? Make these five mistakes.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/5-ways-to-derail-a-retirement-plan/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Planning for &#8216;unretirement&#8217;</title>
		<link>http://www.bankrate.com/financing/retirement/planning-for-unretirement/</link>
		<comments>http://www.bankrate.com/financing/retirement/planning-for-unretirement/#comments</comments>
		<pubDate>Wed, 22 May 2013 16:43:28 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Institute for Social Research]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[University of Michigan]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19066</guid>
		<description><![CDATA[More people are staying on the job longer -- working part time after they leave a full-time job or just taking a break and then switching to a whole new field.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/planning-for-unretirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>African Americans face financial challenges</title>
		<link>http://www.bankrate.com/financing/retirement/african-americans-face-financial-challenges/</link>
		<comments>http://www.bankrate.com/financing/retirement/african-americans-face-financial-challenges/#comments</comments>
		<pubDate>Tue, 21 May 2013 20:22:46 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[African-American]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[Prudential]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19048</guid>
		<description><![CDATA[African Americans earn less, save less and support extended families, making retirement planning more difficult.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/african-americans-face-financial-challenges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selling a small business</title>
		<link>http://www.bankrate.com/financing/retirement/selling-a-small-business/</link>
		<comments>http://www.bankrate.com/financing/retirement/selling-a-small-business/#comments</comments>
		<pubDate>Mon, 20 May 2013 21:24:06 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Pepperdine]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[score]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=19028</guid>
		<description><![CDATA[Boomers hoping to retire are putting their small businesses up for sale in record numbers.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/selling-a-small-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement for the little guy</title>
		<link>http://www.bankrate.com/financing/retirement/retirement-for-the-little-guy/</link>
		<comments>http://www.bankrate.com/financing/retirement/retirement-for-the-little-guy/#comments</comments>
		<pubDate>Sun, 19 May 2013 11:10:58 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18996</guid>
		<description><![CDATA[Proposed retirement plan would help small company employers and the self-employed save.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/retirement-for-the-little-guy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Take your 401(k) away</title>
		<link>http://www.bankrate.com/financing/retirement/take-your-401k-away/</link>
		<comments>http://www.bankrate.com/financing/retirement/take-your-401k-away/#comments</comments>
		<pubDate>Thu, 16 May 2013 21:13:30 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[in-service]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18977</guid>
		<description><![CDATA[If you're 59 1/2 and still working, you can probably move your 401(k) out of your employer's plan and into an IRA, gaining more investment opportunities.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/take-your-401k-away/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New look for long-term care</title>
		<link>http://www.bankrate.com/financing/retirement/new-look-for-long-term-care/</link>
		<comments>http://www.bankrate.com/financing/retirement/new-look-for-long-term-care/#comments</comments>
		<pubDate>Wed, 15 May 2013 21:43:28 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[LIMRA]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18951</guid>
		<description><![CDATA[Newer hybrid policies come with some interesting features to make them more appealing to consumers.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/new-look-for-long-term-care/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Stop! Don&#8217;t sell your pension</title>
		<link>http://www.bankrate.com/financing/retirement/stop-dont-sell-your-pension/</link>
		<comments>http://www.bankrate.com/financing/retirement/stop-dont-sell-your-pension/#comments</comments>
		<pubDate>Tue, 14 May 2013 21:45:00 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[factoring]]></category>
		<category><![CDATA[pension loans]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18918</guid>
		<description><![CDATA[An increasing number of "factoring" companies are offering loans or outright deals to buy pension rights. Just say no.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/stop-dont-sell-your-pension/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying pre-Medicare insurance</title>
		<link>http://www.bankrate.com/financing/retirement/buying-pre-medicare-insurance/</link>
		<comments>http://www.bankrate.com/financing/retirement/buying-pre-medicare-insurance/#comments</comments>
		<pubDate>Mon, 13 May 2013 20:50:30 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18905</guid>
		<description><![CDATA[Shop around to discover your options for buying insurance before you're eligible for Medicare.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/buying-pre-medicare-insurance/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>5 gifts for a retired mom</title>
		<link>http://www.bankrate.com/financing/retirement/5-gifts-for-a-retired-mom-2/</link>
		<comments>http://www.bankrate.com/financing/retirement/5-gifts-for-a-retired-mom-2/#comments</comments>
		<pubDate>Sun, 12 May 2013 10:05:22 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Mother's Day]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18880</guid>
		<description><![CDATA[Here are five creative ways to tell Mom just how great she is.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/5-gifts-for-a-retired-mom-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving money on Medicare</title>
		<link>http://www.bankrate.com/financing/retirement/saving-money-on-medicare/</link>
		<comments>http://www.bankrate.com/financing/retirement/saving-money-on-medicare/#comments</comments>
		<pubDate>Thu, 09 May 2013 21:13:17 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Rand Corp.]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18838</guid>
		<description><![CDATA[Medicare is pricey and it isn't perfect, but the three proposals most often offered to make it less costly may not work, a new study says.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/saving-money-on-medicare/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fixing troubled union pensions</title>
		<link>http://www.bankrate.com/financing/retirement/fixing-troubled-union-pensions/</link>
		<comments>http://www.bankrate.com/financing/retirement/fixing-troubled-union-pensions/#comments</comments>
		<pubDate>Wed, 08 May 2013 20:28:44 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[multiemployer pensions]]></category>
		<category><![CDATA[PBGC]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18808</guid>
		<description><![CDATA[Fixing troubled, multiemployer union pensions won't be easy.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/fixing-troubled-union-pensions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Talking money with Mom</title>
		<link>http://www.bankrate.com/financing/retirement/talking-money-with-mom/</link>
		<comments>http://www.bankrate.com/financing/retirement/talking-money-with-mom/#comments</comments>
		<pubDate>Tue, 07 May 2013 21:13:23 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Fidelity Investments]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18786</guid>
		<description><![CDATA[A study finds that the best way to start the retirement planning conversation with parents is to talk to Mom.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/talking-money-with-mom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Running the Bank of Mom and Dad</title>
		<link>http://www.bankrate.com/financing/retirement/running-the-bank-of-mom-and-dad/</link>
		<comments>http://www.bankrate.com/financing/retirement/running-the-bank-of-mom-and-dad/#comments</comments>
		<pubDate>Mon, 06 May 2013 19:30:17 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bank of America Merrill Lynch]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18768</guid>
		<description><![CDATA[Mom and dad need a plan for helping out adult children and grandchildren.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/running-the-bank-of-mom-and-dad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>35 and thinking about retiring</title>
		<link>http://www.bankrate.com/financing/retirement/35-and-thinking-about-retiring/</link>
		<comments>http://www.bankrate.com/financing/retirement/35-and-thinking-about-retiring/#comments</comments>
		<pubDate>Sun, 05 May 2013 10:05:58 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18720</guid>
		<description><![CDATA[How much should someone in his or her 30s be saving for retirement?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/35-and-thinking-about-retiring/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Is $500K the magic number?</title>
		<link>http://www.bankrate.com/financing/retirement/is-500k-the-magic-number/</link>
		<comments>http://www.bankrate.com/financing/retirement/is-500k-the-magic-number/#comments</comments>
		<pubDate>Sat, 04 May 2013 10:05:57 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[$500K]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[uncertainty]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18744</guid>
		<description><![CDATA[Both retirees and near-retirees are more optimistic when they have saved at least a half-million dollars.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/is-500k-the-magic-number/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Celebrate getting older</title>
		<link>http://www.bankrate.com/financing/retirement/celebrate-getting-older/</link>
		<comments>http://www.bankrate.com/financing/retirement/celebrate-getting-older/#comments</comments>
		<pubDate>Thu, 02 May 2013 20:55:24 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[centenarians]]></category>
		<category><![CDATA[Older Americans Month]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18690</guid>
		<description><![CDATA[Americans are living longer, and few centenarians have regrets. Follow these eight tips to age well and enjoy life.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/celebrate-getting-older/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Appealing Medicare surcharges</title>
		<link>http://www.bankrate.com/financing/retirement/appealing-medicare-surcharges/</link>
		<comments>http://www.bankrate.com/financing/retirement/appealing-medicare-surcharges/#comments</comments>
		<pubDate>Wed, 01 May 2013 22:04:08 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[IRMAA]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18668</guid>
		<description><![CDATA[New Medicare rules may push higher earners into paying more. But if you think you're being wrongly charged, then appeal.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/appealing-medicare-surcharges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax advice for the fatally ill</title>
		<link>http://www.bankrate.com/financing/retirement/tax-advice-for-the-fatally-ill/</link>
		<comments>http://www.bankrate.com/financing/retirement/tax-advice-for-the-fatally-ill/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 20:47:25 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Palisades Hudson]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18641</guid>
		<description><![CDATA[Avoiding taxes could be a final act of love between spouses at the end of life.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/tax-advice-for-the-fatally-ill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Public pensions on the mend?</title>
		<link>http://www.bankrate.com/financing/retirement/public-pensions-on-the-mend/</link>
		<comments>http://www.bankrate.com/financing/retirement/public-pensions-on-the-mend/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 21:20:20 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[public pensions]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18612</guid>
		<description><![CDATA[The financial outlook of public pensions appears to be improving along with the economy.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/public-pensions-on-the-mend/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Critical steps for gay couples</title>
		<link>http://www.bankrate.com/financing/retirement/critical-steps-for-gay-couples/</link>
		<comments>http://www.bankrate.com/financing/retirement/critical-steps-for-gay-couples/#comments</comments>
		<pubDate>Sun, 28 Apr 2013 11:05:26 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Palisades Hudson]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18596</guid>
		<description><![CDATA[For a gay couple, it is especially wise to be prepared for the issues of aging and illness.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/critical-steps-for-gay-couples/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Over the hill but on the job</title>
		<link>http://www.bankrate.com/financing/retirement/over-the-hill-but-on-the-job/</link>
		<comments>http://www.bankrate.com/financing/retirement/over-the-hill-but-on-the-job/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 15:54:06 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[working in retirement]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18564</guid>
		<description><![CDATA[Is working in retirement the new normal?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/over-the-hill-but-on-the-job/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Survey: Retired investors nervous</title>
		<link>http://www.bankrate.com/financing/retirement/survey-retired-investors-nervous/</link>
		<comments>http://www.bankrate.com/financing/retirement/survey-retired-investors-nervous/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 21:53:31 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Gallup]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18548</guid>
		<description><![CDATA[Retired investors remain pessimistic about the market and nervous about rising taxes.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/survey-retired-investors-nervous/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buy your mobile home park</title>
		<link>http://www.bankrate.com/financing/retirement/buy-your-mobile-home-park/</link>
		<comments>http://www.bankrate.com/financing/retirement/buy-your-mobile-home-park/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 21:54:38 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[mobile home]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[ROCUSA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18533</guid>
		<description><![CDATA[Worried that you'll be evicted from your mobile home park? Maybe you should buy the park.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/buy-your-mobile-home-park/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>4 major Medicare mistakes</title>
		<link>http://www.bankrate.com/financing/retirement/4-major-medicare-mistakes/</link>
		<comments>http://www.bankrate.com/financing/retirement/4-major-medicare-mistakes/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 21:28:27 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Allsup]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[Medicare Part D]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18511</guid>
		<description><![CDATA[More than 10,000 boomers are turning 65 every day and becoming eligible for Medicare. Some of them are making serious mistakes when they sign up.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/4-major-medicare-mistakes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Growing older is getting better</title>
		<link>http://www.bankrate.com/financing/retirement/growing-older-is-getting-better/</link>
		<comments>http://www.bankrate.com/financing/retirement/growing-older-is-getting-better/#comments</comments>
		<pubDate>Sun, 21 Apr 2013 11:05:20 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[office of management and budget]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18430</guid>
		<description><![CDATA[Compared to our grandparents, our retirement is nothing to complain about.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/growing-older-is-getting-better/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial wolves exposed by CFPB</title>
		<link>http://www.bankrate.com/financing/retirement/financial-wolves-exposed-by-cfpb/</link>
		<comments>http://www.bankrate.com/financing/retirement/financial-wolves-exposed-by-cfpb/#comments</comments>
		<pubDate>Fri, 19 Apr 2013 19:25:28 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>
		<category><![CDATA[financial advisers]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18441</guid>
		<description><![CDATA[The CFPB's recent report reveals that more than 50 designations for financial advisers are out there, and many do not require training.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/financial-wolves-exposed-by-cfpb/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Social Security: Cap or no cap?</title>
		<link>http://www.bankrate.com/financing/retirement/social-security-cap-or-no-cap/</link>
		<comments>http://www.bankrate.com/financing/retirement/social-security-cap-or-no-cap/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 19:24:10 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[cap]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18376</guid>
		<description><![CDATA[Is it fair to eliminate the cap on Social Security payroll taxes if high earners don't get a better benefit?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/social-security-cap-or-no-cap/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>How to cut a long-term care rate</title>
		<link>http://www.bankrate.com/financing/retirement/how-to-cut-a-long-term-care-rate/</link>
		<comments>http://www.bankrate.com/financing/retirement/how-to-cut-a-long-term-care-rate/#comments</comments>
		<pubDate>Wed, 17 Apr 2013 21:39:02 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Journal of Financial Planning]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18348</guid>
		<description><![CDATA[If you have a long-term care policy and you're facing a rate increase, here are five ways to manage it.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/how-to-cut-a-long-term-care-rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Evaluating a cash balance plan</title>
		<link>http://www.bankrate.com/financing/retirement/evaluating-a-cash-balance-plan/</link>
		<comments>http://www.bankrate.com/financing/retirement/evaluating-a-cash-balance-plan/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 20:24:51 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[cash-balance plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Sage Advisory Services]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18322</guid>
		<description><![CDATA[Cash balance plans are increasingly popular among employers. If you're offered one, here's what you need to know.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/evaluating-a-cash-balance-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage payoff pros and cons</title>
		<link>http://www.bankrate.com/financing/retirement/mortgage-payoff-pros-and-cons/</link>
		<comments>http://www.bankrate.com/financing/retirement/mortgage-payoff-pros-and-cons/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 21:45:11 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[National Bureau of Economic Research]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18308</guid>
		<description><![CDATA[Paying off the mortgage may make you feel good, but is it the smartest approach?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/mortgage-payoff-pros-and-cons/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Employers sweeten stock plans</title>
		<link>http://www.bankrate.com/financing/retirement/employers-sweeten-stock-plans/</link>
		<comments>http://www.bankrate.com/financing/retirement/employers-sweeten-stock-plans/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 11:05:14 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Fidelity Investments]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[stock purchase plans]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18276</guid>
		<description><![CDATA[Employers are improving their stock purchase plans. If you are offered one, consider the deal.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/employers-sweeten-stock-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ex loses right to pension benefits</title>
		<link>http://www.bankrate.com/financing/retirement/ex-loses-right-to-pension-benefits/</link>
		<comments>http://www.bankrate.com/financing/retirement/ex-loses-right-to-pension-benefits/#comments</comments>
		<pubDate>Sat, 13 Apr 2013 10:05:52 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[pension benefits]]></category>
		<category><![CDATA[qualified domestic relations order]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[surviving spouse benefit]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18296</guid>
		<description><![CDATA[A woman's 1993 divorce decree stipulating her right to a share of her ex-husband's pension benefits wasn't enough to ensure that she would get them.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/ex-loses-right-to-pension-benefits/feed/</wfw:commentRss>
		<slash:comments>202</slash:comments>
		</item>
		<item>
		<title>Choosing security over return</title>
		<link>http://www.bankrate.com/financing/retirement/choosing-security-over-return/</link>
		<comments>http://www.bankrate.com/financing/retirement/choosing-security-over-return/#comments</comments>
		<pubDate>Thu, 11 Apr 2013 21:00:56 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Allianz Life]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18232</guid>
		<description><![CDATA[Would you choose a secure, low-yielding retirement investment over one with a risky but higher return? If you said "yes," you're among the majority.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/choosing-security-over-return/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Obama proposes capping IRAs</title>
		<link>http://www.bankrate.com/financing/retirement/obama-proposes-capping-iras/</link>
		<comments>http://www.bankrate.com/financing/retirement/obama-proposes-capping-iras/#comments</comments>
		<pubDate>Wed, 10 Apr 2013 21:15:17 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18212</guid>
		<description><![CDATA[The White House has proposed a budget that includes capping the value of tax-advantaged retirement savings accounts at about $3 million, a dilemma most of us won't face.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/obama-proposes-capping-iras/feed/</wfw:commentRss>
		<slash:comments>161</slash:comments>
		</item>
		<item>
		<title>Too chicken to retire</title>
		<link>http://www.bankrate.com/financing/retirement/too-chicken-to-retire/</link>
		<comments>http://www.bankrate.com/financing/retirement/too-chicken-to-retire/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 20:43:34 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Allianz Life]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18188</guid>
		<description><![CDATA[Do you have nightmares about retiring and turning into a "bag lady"?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/too-chicken-to-retire/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRA contribution deadline looms</title>
		<link>http://www.bankrate.com/financing/retirement/ira-contribution-deadline-looms/</link>
		<comments>http://www.bankrate.com/financing/retirement/ira-contribution-deadline-looms/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 20:19:42 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[money matters]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18201</guid>
		<description><![CDATA[Consumers can still make 2012 individual retirement account contributions through April 15.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/ira-contribution-deadline-looms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chained CPI worth considering</title>
		<link>http://www.bankrate.com/financing/retirement/chained-cpi-worth-considering/</link>
		<comments>http://www.bankrate.com/financing/retirement/chained-cpi-worth-considering/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 19:02:53 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[chained CPI]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18160</guid>
		<description><![CDATA[Using the chained CPI is one way to spread the pain of managing the budget deficit. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/chained-cpi-worth-considering/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kill the 401(k)? No way</title>
		<link>http://www.bankrate.com/financing/retirement/kill-the-401k-no-way/</link>
		<comments>http://www.bankrate.com/financing/retirement/kill-the-401k-no-way/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 15:45:45 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k) plan]]></category>
		<category><![CDATA[chained CPI]]></category>
		<category><![CDATA[Employee Benefit Research Institute]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18153</guid>
		<description><![CDATA[Changes are afoot to our retirement system, but some people are calling for radical changes to it, including abolishment of the 401(k) plan.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/kill-the-401k-no-way/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Drugs: It pays to shop around</title>
		<link>http://www.bankrate.com/financing/retirement/drugs-it-pays-to-shop-around/</link>
		<comments>http://www.bankrate.com/financing/retirement/drugs-it-pays-to-shop-around/#comments</comments>
		<pubDate>Sun, 07 Apr 2013 11:15:33 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Consumer Reports]]></category>
		<category><![CDATA[prescriptions]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18144</guid>
		<description><![CDATA[If you haven't shopped around, there is a good chance you may be paying too much for your prescription drugs.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/drugs-it-pays-to-shop-around/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What does it take to retire?</title>
		<link>http://www.bankrate.com/financing/retirement/what-does-it-take-to-retire/</link>
		<comments>http://www.bankrate.com/financing/retirement/what-does-it-take-to-retire/#comments</comments>
		<pubDate>Thu, 04 Apr 2013 20:00:21 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Gerontology Institute]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18102</guid>
		<description><![CDATA[Estimates of savings needed to retire are scary. The reality is that for many people, retirement will be much more modest.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/what-does-it-take-to-retire/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 ways to reduce RMD pain</title>
		<link>http://www.bankrate.com/financing/retirement/5-ways-to-reduce-rmd-pain/</link>
		<comments>http://www.bankrate.com/financing/retirement/5-ways-to-reduce-rmd-pain/#comments</comments>
		<pubDate>Wed, 03 Apr 2013 17:37:21 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Anchin]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18080</guid>
		<description><![CDATA[Required minimum distributions at age 70 1/2 are Uncle Sam's way of finally getting the taxes you deferred for all those years. Here's how to take away some of the sting.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/5-ways-to-reduce-rmd-pain/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Risks of raising retirement age</title>
		<link>http://www.bankrate.com/financing/retirement/risks-of-raising-retirement-age/</link>
		<comments>http://www.bankrate.com/financing/retirement/risks-of-raising-retirement-age/#comments</comments>
		<pubDate>Tue, 02 Apr 2013 21:51:24 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Business Roundtable]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18050</guid>
		<description><![CDATA[Raising the age for Social Security and Medicare puts an unfair burden on those who have physically demanding jobs.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/risks-of-raising-retirement-age/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>5 post-recession essentials</title>
		<link>http://www.bankrate.com/financing/retirement/5-post-recession-essentials/</link>
		<comments>http://www.bankrate.com/financing/retirement/5-post-recession-essentials/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 21:15:08 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Fidelilty Investments]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18036</guid>
		<description><![CDATA[Five years after the Great Recession hit savers hard, a survey shows that more than half of investors are back on their feet and have regained their confidence.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/5-post-recession-essentials/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preparing to live with dementia</title>
		<link>http://www.bankrate.com/financing/retirement/preparing-to-live-with-dementia/</link>
		<comments>http://www.bankrate.com/financing/retirement/preparing-to-live-with-dementia/#comments</comments>
		<pubDate>Sun, 31 Mar 2013 11:05:37 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Alzheimer's]]></category>
		<category><![CDATA[dementia]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18015</guid>
		<description><![CDATA[Here are some suggestions for someone who is facing retirement with a diagnosis of Alzheimer's disease.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/preparing-to-live-with-dementia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay it forward</title>
		<link>http://www.bankrate.com/financing/retirement/pay-it-forward/</link>
		<comments>http://www.bankrate.com/financing/retirement/pay-it-forward/#comments</comments>
		<pubDate>Fri, 29 Mar 2013 21:15:26 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Stig Nybo]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=18031</guid>
		<description><![CDATA[Boomers could do well to take their children aside and implore them to start saving now. This would be a great legacy to leave. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/pay-it-forward/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 reasons to save in an IRA</title>
		<link>http://www.bankrate.com/financing/retirement/3-reasons-to-save-in-an-ira/</link>
		<comments>http://www.bankrate.com/financing/retirement/3-reasons-to-save-in-an-ira/#comments</comments>
		<pubDate>Thu, 28 Mar 2013 19:33:30 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[TIAA-CREF]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17994</guid>
		<description><![CDATA[Putting money in an IRA, even if you have to do it by reducing your contribution to your 401(k) plan at work, can be a smart strategy.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/3-reasons-to-save-in-an-ira/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 ways to avoid being bilked</title>
		<link>http://www.bankrate.com/financing/retirement/10-ways-to-avoid-being-bilked/</link>
		<comments>http://www.bankrate.com/financing/retirement/10-ways-to-avoid-being-bilked/#comments</comments>
		<pubDate>Wed, 27 Mar 2013 19:33:23 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Certified Financial Planner Board of Standards]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17976</guid>
		<description><![CDATA[Here are 10 ways to avoid being bilked and keep the financial wolves from your door.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/10-ways-to-avoid-being-bilked/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Make retirement a priority</title>
		<link>http://www.bankrate.com/financing/retirement/make-retirement-a-priority/</link>
		<comments>http://www.bankrate.com/financing/retirement/make-retirement-a-priority/#comments</comments>
		<pubDate>Tue, 26 Mar 2013 16:49:13 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[ING]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17945</guid>
		<description><![CDATA[Consider these five lifestyle decisions that make retirement planning a priority. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/make-retirement-a-priority/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Helping our children retire</title>
		<link>http://www.bankrate.com/financing/retirement/helping-our-children-retire/</link>
		<comments>http://www.bankrate.com/financing/retirement/helping-our-children-retire/#comments</comments>
		<pubDate>Mon, 25 Mar 2013 19:44:06 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17929</guid>
		<description><![CDATA[Boomers owe it to the younger generation to stabilize Social Security and make saving for retirement easier.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/helping-our-children-retire/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Stuck on &#8212; or off &#8212; the treadmill</title>
		<link>http://www.bankrate.com/financing/retirement/stuck-on-or-off-the-treadmill/</link>
		<comments>http://www.bankrate.com/financing/retirement/stuck-on-or-off-the-treadmill/#comments</comments>
		<pubDate>Sun, 24 Mar 2013 11:05:18 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17906</guid>
		<description><![CDATA[The unemployment rate among older workers is low and older people are working longer, but if you're one of the older jobless, finding work is tough.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/stuck-on-or-off-the-treadmill/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Invest Social Security in the market?</title>
		<link>http://www.bankrate.com/financing/retirement/invest-social-security-in-the-market/</link>
		<comments>http://www.bankrate.com/financing/retirement/invest-social-security-in-the-market/#comments</comments>
		<pubDate>Sat, 23 Mar 2013 11:05:23 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17914</guid>
		<description><![CDATA[Is the stock market a safer place for the Social Security trust funds? Alicia Munnell says yes.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/invest-social-security-in-the-market/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Get more from Social Security</title>
		<link>http://www.bankrate.com/financing/retirement/get-more-from-social-security/</link>
		<comments>http://www.bankrate.com/financing/retirement/get-more-from-social-security/#comments</comments>
		<pubDate>Thu, 21 Mar 2013 20:48:10 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[T. Rowe Price]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17874</guid>
		<description><![CDATA[A new free Social Security calculator from T. Rowe Price can help you maximize your return on Social Security.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/get-more-from-social-security/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>2 Social Security tricks</title>
		<link>http://www.bankrate.com/financing/retirement/2-social-security-tricks/</link>
		<comments>http://www.bankrate.com/financing/retirement/2-social-security-tricks/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 21:56:42 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17851</guid>
		<description><![CDATA[If you plan to work longer, then make your Social Security benefit work harder.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/2-social-security-tricks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8216;Knobby knees won&#8217;t kill you&#8217;</title>
		<link>http://www.bankrate.com/financing/retirement/knobby-knees-wont-kill-you/</link>
		<comments>http://www.bankrate.com/financing/retirement/knobby-knees-wont-kill-you/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 20:05:44 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17800</guid>
		<description><![CDATA[Minor inconveniences become major as you age. You need either money to hire assistance or someone to do it for free.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/knobby-knees-wont-kill-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Still worried about retirement</title>
		<link>http://www.bankrate.com/financing/retirement/still-worried-about-retirement/</link>
		<comments>http://www.bankrate.com/financing/retirement/still-worried-about-retirement/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 18:13:45 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[EBRI]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[Retirement Confidence Survey]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17823</guid>
		<description><![CDATA[Retirement confidence is at a low ebb, but saving enough to stop working isn't impossible.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/still-worried-about-retirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Practice your health care story</title>
		<link>http://www.bankrate.com/financing/retirement/practice-your-health-care-story/</link>
		<comments>http://www.bankrate.com/financing/retirement/practice-your-health-care-story/#comments</comments>
		<pubDate>Sun, 17 Mar 2013 11:05:02 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[doctor]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17787</guid>
		<description><![CDATA[Get more bang for your health care dollar by getting your doctor to listen to you.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/practice-your-health-care-story/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Stable value: 401(k) &#8216;anchor&#8217;</title>
		<link>http://www.bankrate.com/financing/retirement/stable-value-401k-anchor/</link>
		<comments>http://www.bankrate.com/financing/retirement/stable-value-401k-anchor/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 19:16:27 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Prudential Financial]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[stable value]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17761</guid>
		<description><![CDATA[Stable value funds aren't exciting, but they are a secure -- and popular -- choice for retirement plans.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/stable-value-401k-anchor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fixed income: &#8216;Stay liquid&#8217;</title>
		<link>http://www.bankrate.com/financing/retirement/fixed-income-stay-liquid/</link>
		<comments>http://www.bankrate.com/financing/retirement/fixed-income-stay-liquid/#comments</comments>
		<pubDate>Wed, 13 Mar 2013 21:07:15 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[ING]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Treasuries]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17746</guid>
		<description><![CDATA[Fixed income investment yields are likely to rise this year. As a result, one bond fund manager recommends that you maintain liquidity for the time being.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/fixed-income-stay-liquid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 ways to prepare for longevity</title>
		<link>http://www.bankrate.com/financing/retirement/5-ways-to-prepare-for-longevity/</link>
		<comments>http://www.bankrate.com/financing/retirement/5-ways-to-prepare-for-longevity/#comments</comments>
		<pubDate>Tue, 12 Mar 2013 17:23:54 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bankers Life and Casualty]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17718</guid>
		<description><![CDATA[Here are five ways to get ready to live a long and good life.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/5-ways-to-prepare-for-longevity/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Another fix for Social Security</title>
		<link>http://www.bankrate.com/financing/retirement/another-fix-for-social-security/</link>
		<comments>http://www.bankrate.com/financing/retirement/another-fix-for-social-security/#comments</comments>
		<pubDate>Mon, 11 Mar 2013 19:48:48 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17702</guid>
		<description><![CDATA[New legislation suggests raising the cap on Social Security for people who make more than $250,000 with no increase for lower earners.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/another-fix-for-social-security/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Shop for long-term care insurance</title>
		<link>http://www.bankrate.com/financing/retirement/shop-for-long-term-care-insurance/</link>
		<comments>http://www.bankrate.com/financing/retirement/shop-for-long-term-care-insurance/#comments</comments>
		<pubDate>Sun, 10 Mar 2013 12:05:59 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[American Association for Long-Term Care Insurance]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17672</guid>
		<description><![CDATA[To get a good deal on long-term care insurance, you better shop around.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/shop-for-long-term-care-insurance/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Retirement security: US No. 19</title>
		<link>http://www.bankrate.com/financing/retirement/retirement-security-us-no-19/</link>
		<comments>http://www.bankrate.com/financing/retirement/retirement-security-us-no-19/#comments</comments>
		<pubDate>Thu, 07 Mar 2013 20:52:55 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Natixis]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17647</guid>
		<description><![CDATA[A Paris-based financial management firm calculates that the U.S. is 19th worldwide and not so great at providing retirement security.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/retirement-security-us-no-19/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning for wives</title>
		<link>http://www.bankrate.com/financing/retirement/retirement-planning-for-wives/</link>
		<comments>http://www.bankrate.com/financing/retirement/retirement-planning-for-wives/#comments</comments>
		<pubDate>Wed, 06 Mar 2013 23:05:02 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Transamerica]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17630</guid>
		<description><![CDATA[Married women are more likely to end up as widows than their husbands, widowers. They should plan accordingly.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/retirement-planning-for-wives/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>5 retirement myths &#8211; busted</title>
		<link>http://www.bankrate.com/financing/retirement/5-retirement-myths-busted/</link>
		<comments>http://www.bankrate.com/financing/retirement/5-retirement-myths-busted/#comments</comments>
		<pubDate>Tue, 05 Mar 2013 20:47:22 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Northwestern Mutual]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17596</guid>
		<description><![CDATA[Believe these five retirement myths, and your retirement planning could be in trouble.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/5-retirement-myths-busted/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Cost of loving care &#8212; priceless</title>
		<link>http://www.bankrate.com/financing/retirement/cost-of-loving-care-priceless/</link>
		<comments>http://www.bankrate.com/financing/retirement/cost-of-loving-care-priceless/#comments</comments>
		<pubDate>Mon, 04 Mar 2013 21:42:19 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[assisted living]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Nationwide Insurance]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17579</guid>
		<description><![CDATA[Nearly 80 percent of boomers don't think they'll be able to count on their own children for either financial or physical care. ]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/cost-of-loving-care-priceless/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Think before you sell</title>
		<link>http://www.bankrate.com/financing/retirement/think-before-you-sell/</link>
		<comments>http://www.bankrate.com/financing/retirement/think-before-you-sell/#comments</comments>
		<pubDate>Sun, 03 Mar 2013 11:05:24 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17553</guid>
		<description><![CDATA[A retirement plan that includes selling a home and living off the profits may not work so well these days.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/think-before-you-sell/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Americans want pensions</title>
		<link>http://www.bankrate.com/financing/retirement/americans-want-pensions/</link>
		<comments>http://www.bankrate.com/financing/retirement/americans-want-pensions/#comments</comments>
		<pubDate>Fri, 01 Mar 2013 19:15:27 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[National Institute on Retirement Security]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement security]]></category>
		<category><![CDATA[USA Retirement Funds]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17554</guid>
		<description><![CDATA[A whopping 84 percent of Americans say everyone should have a pension. Wouldn't that be nice?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/americans-want-pensions/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>4 tips for over-60 job hunters</title>
		<link>http://www.bankrate.com/financing/retirement/4-tips-for-over-60-job-hunters/</link>
		<comments>http://www.bankrate.com/financing/retirement/4-tips-for-over-60-job-hunters/#comments</comments>
		<pubDate>Thu, 28 Feb 2013 17:01:34 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Career Builder]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17528</guid>
		<description><![CDATA[When you're older than 60, sell yourself to potential employers by emphasizing leadership skills.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/4-tips-for-over-60-job-hunters/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Taking care of the survivor</title>
		<link>http://www.bankrate.com/financing/retirement/taking-care-of-the-survivor/</link>
		<comments>http://www.bankrate.com/financing/retirement/taking-care-of-the-survivor/#comments</comments>
		<pubDate>Wed, 27 Feb 2013 20:51:26 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[LIMRA]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[survivor]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17518</guid>
		<description><![CDATA[Make sure the spouse who survives you has enough money to live comfortably.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/taking-care-of-the-survivor/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Social Security &#8212; more for less</title>
		<link>http://www.bankrate.com/financing/retirement/social-security-more-for-less/</link>
		<comments>http://www.bankrate.com/financing/retirement/social-security-more-for-less/#comments</comments>
		<pubDate>Tue, 26 Feb 2013 23:18:49 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[National Center for Policy Analysis]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17498</guid>
		<description><![CDATA[If we raise the age of eligibility for Social Security, should people who earn the most and live the longest get less?]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/social-security-more-for-less/feed/</wfw:commentRss>
		<slash:comments>65</slash:comments>
		</item>
		<item>
		<title>Dead but still collecting</title>
		<link>http://www.bankrate.com/financing/retirement/dead-but-still-collecting/</link>
		<comments>http://www.bankrate.com/financing/retirement/dead-but-still-collecting/#comments</comments>
		<pubDate>Mon, 25 Feb 2013 22:28:17 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17475</guid>
		<description><![CDATA[A 2010 report found that more than $1 billion was sent to more than 250,000 dead people over 10 years.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/dead-but-still-collecting/feed/</wfw:commentRss>
		<slash:comments>79</slash:comments>
		</item>
		<item>
		<title>6 ways to improve Social Security</title>
		<link>http://www.bankrate.com/financing/retirement/6-ways-to-improve-social-security/</link>
		<comments>http://www.bankrate.com/financing/retirement/6-ways-to-improve-social-security/#comments</comments>
		<pubDate>Sun, 24 Feb 2013 11:05:12 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Claude Pepper Institute on Aging]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17454</guid>
		<description><![CDATA[Instead of cutting Social Security, here are six steps to put it on sound financial footing and make it better.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/6-ways-to-improve-social-security/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Dressing 401(k) wounds</title>
		<link>http://www.bankrate.com/financing/retirement/dressing-401k-wounds/</link>
		<comments>http://www.bankrate.com/financing/retirement/dressing-401k-wounds/#comments</comments>
		<pubDate>Sat, 23 Feb 2013 11:05:29 +0000</pubDate>
		<dc:creator>Crissinda Ponder</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[defined contribution plan]]></category>
		<category><![CDATA[HelloWallet]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17450</guid>
		<description><![CDATA[More than 25 percent of employees with 401(k)s have used their accounts for nonretirement spending.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/dressing-401k-wounds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How big is Medicare fraud?</title>
		<link>http://www.bankrate.com/financing/retirement/how-big-is-medicare-fraud/</link>
		<comments>http://www.bankrate.com/financing/retirement/how-big-is-medicare-fraud/#comments</comments>
		<pubDate>Thu, 21 Feb 2013 18:41:15 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17430</guid>
		<description><![CDATA[The FBI estimates that in 2012, the cost of Medicare fraud ranged from $75 billion to $250 billion.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/how-big-is-medicare-fraud/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Did you kiss your spouse today?</title>
		<link>http://www.bankrate.com/financing/retirement/did-you-kiss-your-spouse-today/</link>
		<comments>http://www.bankrate.com/financing/retirement/did-you-kiss-your-spouse-today/#comments</comments>
		<pubDate>Wed, 20 Feb 2013 21:00:06 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Insured Retirement Institute]]></category>
		<category><![CDATA[married couples]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17337</guid>
		<description><![CDATA[Here are seven reasons why being married is good for your retirement planning.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/did-you-kiss-your-spouse-today/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Simpson-Bowles cutting again</title>
		<link>http://www.bankrate.com/financing/retirement/simpson-bowles-cutting-again/</link>
		<comments>http://www.bankrate.com/financing/retirement/simpson-bowles-cutting-again/#comments</comments>
		<pubDate>Wed, 20 Feb 2013 14:34:44 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bowles-Simpson]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Simpson-Bowles]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17391</guid>
		<description><![CDATA[Simpson and Bowles are back with some ideas that hit people planning for retirement right in the pocketbook.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/simpson-bowles-cutting-again/feed/</wfw:commentRss>
		<slash:comments>82</slash:comments>
		</item>
		<item>
		<title>Make a million bucks</title>
		<link>http://www.bankrate.com/financing/retirement/make-a-million-bucks/</link>
		<comments>http://www.bankrate.com/financing/retirement/make-a-million-bucks/#comments</comments>
		<pubDate>Sat, 16 Feb 2013 11:05:49 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[Bill Fisher story]]></category>
		<category><![CDATA[million bucks]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17375</guid>
		<description><![CDATA[Just about anyone can accumulate a million bucks if they set an intention to do so.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/make-a-million-bucks/feed/</wfw:commentRss>
		<slash:comments>68</slash:comments>
		</item>
		<item>
		<title>Federal workers&#8217; Roth complex</title>
		<link>http://www.bankrate.com/financing/retirement/federal-workers-roth-complex/</link>
		<comments>http://www.bankrate.com/financing/retirement/federal-workers-roth-complex/#comments</comments>
		<pubDate>Fri, 15 Feb 2013 19:51:00 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Franklin Planning]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth TSPs]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=17372</guid>
		<description><![CDATA[Uncle Sam introduces a new Roth TSP -- but the rules are complicated.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/federal-workers-roth-complex/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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