For employers that make matching contributions to their employee's retirement plans, it's common for them to match 50 cents per dollar that you contribute up to a cap. The cap is typically 3 percent for the employer's contribution if the employee contributes 6 percent of his salary.
What's not to like about making 50 percent on your money before you even decide how to invest it?
Many of us aren't saving enough for retirement. Turning down a helping hand from our employer doesn't make sense. Start building a retirement war chest. You're going to need it.