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Federal reserve
Consumer rates to slump
The Fed extended "easy money" into 2014 -- a move beloved by some, loathed by others.
Fed preview: Same old rate, new forecast
European debt affects you
Europe's debt may bite into US economy
Recent Federal reserve stories
What European debt means to US banks
Europe's debt can potentially cause a double-dip recession in the U.S. Here's why.
US economy: Putting the 3 in QE3
Tim Duy, Ph.D., provides insight on why the economy might be headed for a recession.
Federal Reserve: Economic shock therapy
Robert Eyler, Ph.D., gives insight on the Federal Reserve and preventing a 2012 recession.
Weathering the frosty fiscal forecast
A chill in the air tops this winter's financial forecast.
Market meltdowns: The global contagion
There's nowhere to hide when global markets fail. It's a small world after all.
Federal Reserve to meet: More stimulus coming?
Pundits don't expect action in Tuesday's meeting, despite the threat of a eurozone crisis.
Recession obsession? Relax just a little
Got a case of recession obsession? Take a chill pill.
Fed: No new monetary easing initiatives for now
The Fed will keep the federal funds rate near zero with the U.S. economy weak and Europe in crisis.
Fed: Drags on U.S. economy worse than thought
Bernanke faces tough questions on the Fed's monetary easing and what more it might do.
Live coverage of the Fed
Join us in a live chat.
Global banking direct impact to US
There is no magical elixir that voids the pain of a financial crisis.
Banking, recession, economy, oh my!
Tara M. Sinclair, associate professor at George Washington University, shares economic insight.
Banking crisis: still too big to fail?
Benton E. Gup, Ph.D., shares his opinions about the economy. Are banks still too big to fail?
'Stimulus' isn't a dirty word
Mark A. Johnson, Ph.D, talks about the likelihood of a second recession.
How Fed moves affect mortgage rates
The Fed's actions influence rates more than you realize. Here’s why they're at record lows today.
More on economics with Wade L. Thomas, Ph.D.
An interview with Wade L. Thomas, Ph.D., about the future of the U.S. economy continues.
Talking economics with Wade L. Thomas, Ph.D.
Wade L. Thomas, Ph.D., gives insight about the future of the economy.
Professor Harvey discusses economics
Professor Campbell R. Harvey gives insight about the future of the economy.
Federal Reserve tries a tame 'Twist'
The Fed says it will push interest rates even lower. Does that merit a "yay!" or "meh?"
7 ways Fed policy affects your pocketbook
Fed policy affects mortgages, credit cards, auto loans and other products that charge interest.
Financial crisis timeline: End of QE2
The decisions made about the 2008 financial crisis to QE2 have influenced rates more than you think.
Financial crisis timeline: QE1
The decisions made about the 2008 financial crisis to QE2 have influenced rates more than you think.
End of QE1: 2008 financial collapse & bailout
The decisions made about the 2008 financial crisis to QE2 have influenced rates more than you think.
Financial crisis timeline: QE2
The decisions made about the 2008 financial crisis to QE2 have influenced rates more than you think.
QE3: a 3rd dose of quantitative easing?
With the economy sagging, is another dose of economic stimulus coming from the Fed?
Amid trouble, Fed keeps rates low
With the economy weakening, the Fed said it would keep all options open to promote growth.
Fed affirms low rates as recovery idles
As the economic rebound wobbles, the FOMC keeps pinning its hopes on low interest rates.
Heat is on the Fed as the economy cools
The Fed faces old problems as the economy repeats last summer's slump.
Live coverage of the Fed
Get the latest news on the Fed as Bankrate is bringing you live coverage.
Fed holds rates low as economic fears grow
The Federal Reserve keeps rates near zero -- good news for you?
Live Fed press conference
Fed chairman Ben Bernanke has a historic press conference on the FOMC decision.
How Fed policy affects your finances
Whether buying a car, house or a book online, Fed policy affects what you'll pay.
Historic day at the Fed
The Fed is mixing things up at today's meeting, but not messing with interest rates.
Infighting at the Fed?
Is the rate-setting panel in harmony with Bernanke? See what they have to say.
Live coverage: Fed press conference
As the Fed holds its first press conference after an FOMC meeting, Bankrate is bringing you live coverage.
Fed lets low rates and QE2 ride
With oil prices rising, the Fed stuck with its strategy to stimulate the economy.
Oil prices put the Fed in slippery spot
Jobs are on the uptick, but unrest in the Middle East may give the Fed fits when it meets.
The Fed and mortgage rates
The Federal Reserve is trying to keep rates low for mortgages and home equity loans.
Fed keeps the status quo
The Fed leaves short-term interest rates alone. But what's the verdict on quantitative easing?
QE2 to stay on course
What changes will be in store now that the economy is showing signs of improvement?
Federal Reserve keeps borrowing rates low
The Fed's policy on low interest rates isn't changing, and neither is the controversy surrounding it.
Translating what the Fed said
Don't speak Fed? Here's a translation into plain English.
Fed meets, starts QE2
The Fed will pump banks full of cash, but how much of that money will trickle down to consumers?
Fed leaves rates untouched
The Federal Reserve left rates unchanged, but what will it do to help grow the economy?
Translating what the Fed said
Don't speak Fed? Here's a translation into plain English.
Fed likely to stay the course at today's meeting
Following a string of better economic releases, the Federal Reserve's FOMC is unlikely to up the ante.
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15 yr fixed
30 yr fixed
5/1 ARM
30 yr FHA Mortgage
5/1 ARM (interest only)
30 yr fixed average
3.90%
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30K FICO-based Home Equity Loan
50K FICO-based Home Equity Loan
75K FICO-based Home Equity Loan
30K FICO-based HELOC
50K FICO-based HELOC
100K FICO-based HELOC
30K FICO-based HELOC average
4.76%
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48 Mo New Car
60 Mo New Car
48 Mo Used Car
36 Mo Auto Refi
48 Mo New Car average
4.03%
Auto insurance
Home insurance
Auto & home insurance
Life insurance
Long-term care insurance
Health insurance
Auto - 30-YR Old Couple average
$1530
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Stafford Loan Rate-in school
Stafford Loan Rate-after school
Plus Loan Rate
Private Loan
30K FICO-based Home Equity Loan
Stafford Loan Rate-in school average
6.80%
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3 Mo CD
6 Mo CD
1 Yr CD
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1 Yr CD-IRA
1 Yr CD average
0.74%
Card Type
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Featured Cards
Chase Credit Cards
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All Variable average
14.49%
Traditional checking
Internet checking
Interest Checking average
0.47%
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About this index
Overnight Averages
Mortgage
Home Equity
Auto
CDs
Credit Cards
Product
Rate
+/-
Last week
30 yr fixed mtg
3.90%
3.84%
15 yr fixed mtg
3.17%
3.16%
5/1 ARM
2.86%
2.84%
View rates in your area:
Product
Rate
+/-
Last week
$30K HELOC
4.65%
4.66%
$30K home equity loan
5.94%
5.96%
$50K HELOC
4.26%
4.27%
View rates in your area:
Product
Rate
+/-
Last week
48 month used car loan
4.78%
4.78%
48 month new car loan
4.03%
4.03%
36 month used car loan
4.88%
4.88%
View rates in your area:
Product
Yield
+/-
Last week
6 month CD
0.45%
0.45%
1 yr CD
0.74%
0.68%
5 yr CD
1.49%
1.50%
Compare rates:
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MMA
MMA 10K
MMA 25K
MMA 50K
MMA Jumbo
Interest Checking
Product
Rate
Balance Transfer Cards
16.14%
Cash Back Cards
16.40%
Low Interest Cards
10.78%
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