Moving parents in with you

Will your parent cross state lines?
Will your parent cross state lines? © Alexander Raths/

If moving parents in with you involves relocation to a different state, it's important to understand how this will affect insurance policies and health care.

Are there doctors where you live who are qualified to treat your parents' medical conditions? In some areas, it's difficult to find primary care physicians who accept Medicare patients, says Suzanne Modigliani, a certified, independent geriatric care manager based in Boston.

Is mom's supplemental insurance transferable? Some policies require establishing residency of at least six months, Modigliani says. What happens if she needs medical treatment before that? Who will pay for medical expenses not covered by Medicare or insurance?


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