smart spending
Smart Money Moves for 2009

  • Our experts' tips for '09
    Bankrate's columnists give their 9 tips for 2009. Take a look at what the experts have to say about buying or selling real estate, managing your debt, saving for college and more. Read on
  • Smart strategies for '09
    Wondering what will happen with CDs and mortgage rates? We give you a summary of what happened last year, along with strategies you can use in the new year. Read on
  • Money-saving tips and tools
    Check out our 100 tips to help manage your financial life in 2009, as well as our financial calendar that gives you all the important dates at a glance -- from when to file your taxes to the best time to contribute to your retirement plan. Read on
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Compare Rates
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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.13%
5.16%
15 yr fixed
4.70%
4.60%
5/1 ARM
4.30%
4.26%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.31%
5.33%
30K Home Equity Loan
8.35%
8.39%
50K HELOC
5.06%
5.07%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.50%
7.51%
48 Mo New Car
7.05%
7.12%
36 Mo Used Car
7.39%
7.43%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.30%
1.32%
1 Yr CD
1.72%
1.76%
5 Yr CD
2.94%
2.96%
Compare rates:
Product Rate
Low Interest Cards 9.74%
Balance Transfer Cards 14.51%
All Variable 11.68%
Compare rates:  
mortgage
Congress expands homebuyer tax credit beyond first-timers; Fannie Mae rents out foreclosures.
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Smart Spending
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