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Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Holden LewisHolden Lewis
Mortgage editor, Bankrate.com
Mortgage brokers keep talking about volatility in rates, but I don't see much volatility in bond yields. I expect rates to remain relatively steady during the holiday week.
Kevin BreelandKevin Breeland
General manager, Residential Mortgage of South Carolina, Mount Pleasant, S.C.
With a holiday short week, I expect rates to remain unchanged.
Jim SahngerJim Sahnger
Mortgage consultant, Palm Beach Financial Network, Stuart, Fla.
Short term, expect continued volatility, which could push rates higher on a day-to-day basis. But overall, rates should remain close to where they are.
 
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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.65% 3.65%
15 yr fixed mtg
2.80% 2.78%
5/1 ARM
2.59% 2.60%
30 yr fixed mtg refi
3.64% 3.63%
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