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Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Barry HabibBarry Habib
CEO, Mortgage Market Guide, Holmdel, N.J.
Rates have been dropping, but may move a tad higher, short term, before making another move down.
Tommy XintarisTommy Xintaris
Senior mortgage consultant, Houston
Last week, pricing improved slightly. This week, I'm forecasting a spike in mortgage rates since mortgage-backed securities markets have been trading above their 25- and 50-day moving averages for the last seven days.
 
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About this index
Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.65% 3.65%
15 yr fixed mtg
2.80% 2.78%
5/1 ARM
2.59% 2.60%
30 yr fixed mtg refi
3.64% 3.63%
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