Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Tax debt relief: How to resolve your debt with the IRS
Payment extensions, settlements and status reclassification can help with tax debt.
7 min read Mar 18, 2024 -
Facing a major financial setback when paying off debt
Facing a financial setback? Stick to your debt repayments with these steps.
7 min read Mar 18, 2024 -
What debts can be consolidated? 4 types to consider combining
When used properly, debt consolidation can improve finances and credit.
6 min read Mar 14, 2024 -
Pros and cons of debt consolidation: 5 benefits and 4 drawbacks
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Mar 14, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Mar 13, 2024 -
Paying off debt in tough financial times
Don’t let a recession or financial setback derail your debt repayment plan.
6 min read Mar 11, 2024 -
7 reasons your credit card was declined — and how you can respond
Prevent rejection at the register by looking out for these common reasons credit cards are declined.
8 min read Mar 11, 2024 -
Paying off holiday debt: Consolidation options to consider
Debt consolidation can get you a lower interest rate, helping you pay down debt faster.
5 min read Mar 05, 2024 -
Do you have too much debt? Understanding your debt and getting help
Relying on credit and ever-increasing balances are signs you may have too much debt.
11 min read Mar 05, 2024 -
How to apply for a credit card and get approved
Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.
14 min read Mar 04, 2024