savings
Study results: HSBC Bank/HSBC Direct
| |  | | 2008 CD study results | | |  | HSBC Bank/HSBC Direct | | | | | |  | Market of branch
New York
| | | | Branch offering | | | | | Product | Min $ to open | APY | | Savings account | $1 | 0.20 | | 6-mo CD | $1,000 | 2.50 | | 1-yr CD | $1,000 | 2.25 |
| | | | Online offering | | | | | Product | Min $ to open | APY | | Savings account | $1 | 3.55 | | 6-mo CD | $5,000 | 2.75 | | 1-yr CD | $1,000 | 2.25* |
| | | | Notes
* Online CD term is 1 yr + 1 day
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