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2010 Exclusive Cash-Back Rewards
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Citibank Citi Forward

2010 Credit Card Cash-Back Study » Study results » Citi Forward

Citi Forward
Annual feeIntro bonusReward formulaCash-back ratioExpiration period on rewards
$06,000 ThankYou points after $250 in purchases within the first 3 months.
2,500 points when you sign up for paperless statements within the first 3 months.
5 points for every $1 spent on dining, fast food and entertainment; 1 point for every $1 spent on purchases; 8,000 points = $50; 16,000 points = $100.0.625% (3.125% on dining and entertainment)5 years from the end of the month in which they are earned.
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Credit Card Averages
Product Rate
Balance Transfer Cards 16.00%
Cash Back Cards 16.34%
Low Interest Cards 10.93%
Rewards Cards 15.80%
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Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.
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