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The top 9 reasons credit cards are declined

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Your purchase triggered fraud protection
Your purchase triggered fraud protection | Adrian Weinbrecht/Getty Images

Your purchase triggered fraud protection

Besides international purchases, certain "suspicious" activity can lock down your credit card. Purchasing items such as large electronics or jewelry may raise an alert.

"Credit card issuers lose millions to fraud every year, so they're very sensitive when your spending pattern changes," says John Ulzheimer, a nationally recognized credit expert.

That's not to say these indulgences are off-limits to your credit card. You can still splurge on that diamond necklace -- just call your credit card company and notify it of your purchase.

Compare rewards credit cards and get rewarded for your purchases.

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Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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