Bankrate's survey of six questions is designed to gauge how secure Americans feel about their personal finances. On Feb. 2-5, 2012, telephone interviews with 1,006 adults were conducted by Princeton Survey Research Associates International. The survey results below have a margin of error of plus or minus 3.7 percentage points.Add this graph to your page‹›get codeAdd to website or blog XSelect All . Press Ctrl + C to copyCloseHighlights:70% of those earning $75,000-plus have more in savings than credit card debt vs. 40% of those earning less than $30,000 per year.64% of college grads have more in savings than in credit card debt vs. 46% with a high school education or less.31% of parents say they have more credit card debt than savings vs. 22% of nonparents.Add this graph to your page‹›get codeAdd to website or blog XSelect All . Press Ctrl + C to copyCloseHighlights:25% of men say they feel more job security today than a year ago vs. 13% of women. About 20% feel less secure regardless of gender.27% of those 50 and older say they feel less secure today vs. 15% of those younger than 50.27% of Republicans feel less job security vs. 15% of Democrats.Add this graph to your page‹›get codeAdd to website or blog XSelect All . Press Ctrl + C to copyCloseHighlights:47% of those 50-64 years old say they're less comfortable with savings than a year ago -- that's 10 to 15 percentage points higher than other age groups.25% of high earners ($75,000-plus) say they're less comfortable with savings now vs. about 44% of those earning less.College grads feel more comfortable with their savings (18%) vs. those who have a high school diploma or less (10%).Add this graph to your page‹›get codeAdd to website or blog XSelect All . Press Ctrl + C to copyCloseHighlights:26% of those younger than 65 are less comfortable with their debt than a year ago vs. 10% of those 65 and older.15% of those making $75,000-plus are less comfortable with debt vs. 27% of those making less.There was no statistically significant correlation between comfort with debt and education levels in this month's survey.Add this graph to your page‹›get codeAdd to website or blog XSelect All . Press Ctrl + C to copyCloseHighlights:33% of college grads say their net worth is higher than a year ago vs. 19% of those with some college and 18% with no college education.29% of Republicans say their net worth is lower than a year ago vs. 18% of Democrats.43% of those making $75,000-plus say their net worth is higher. That's 18 to 30 percentage points higher than those earning less money.Add this graph to your page‹›get codeAdd to website or blog XSelect All . Press Ctrl + C to copyCloseHighlights:33% of Democrats say they are better off than a year ago vs. 18% of Republicans and 23% of independents.63% of those older than 65 say their financial situation was about the same as it was a year ago vs. 45% of those younger than 65.30% of those in the West say they feel better off now than a year ago. The same was true for 22% of the rest of the nation.Bankrate's Financial Security Index gauges how Americans feel today versus a year ago on vital financial matters. An index value below 100 indicates declining levels of financial security; a value above 100 reveals higher levels of security compared to 12 months ago.
Bankrate's survey of six questions is designed to gauge how secure Americans feel about their personal finances. On Feb. 2-5, 2012, telephone interviews with 1,006 adults were conducted by Princeton Survey Research Associates International. The survey results below have a margin of error of plus or minus 3.7 percentage points.
More On Bankrate's Financial Security Index:
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
By submitting a post, you agree to be bound by Bankrate's terms of use. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.