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Explore Bankrate's 2015 High-Yield Checking Survey: The Bank of Fayetteville

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The Bank of Fayetteville in Arkansas offers only 1 percent annual percentage yield on its Smart Checking and it is open only to residents of certain counties in Oklahoma and Arkansas. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

The Bank of Fayetteville

Location: Fayetteville, AR

Nationally offered?N
APY %1
Default APY %0.05
Monthly debit transactions required10
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$15,000
APY % above cap0.1
Notes:
Smart Checking: Available to residents of Delaware and Adair counties in Oklahoma and Benton, Washington, Carol and Madison counties in Arkansas. 1 direct deposit or automatic payment per month is required. E-statements required. ATM fee refund: Up to $25 per month, if requirements are met. Balance above $15,000 yields 0.1%, if requirements are met.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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