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2014 high-yield checking: Royal Banks of Missouri

Checking » High-Yield Checking » Survey » Royal Banks of Missouri

Royal Banks of Missouri offers 1.85 percent annual percentage yield on its Majestic Checking, but is available only in Missouri. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Royal Banks of Missouri

Location: University City, MO

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 1.85%APY if conditions not met: 0.15%Monthly debit transactions required: 12*Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $24,999.99

Notes:

  • Majestic Checking: Available only in Missouri.
  • Either one direct deposit or automatic debit/credit is required per month. E-statements required.
  • Debit transactions must be at least $5 and be signature based.
  • ATM fees reimbursed up to $25 per month.
  • Balance of $25,000 or more yields 0.40%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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