Explore Bankrate's 2015 High-Yield Checking Survey: Ouachita Independent Bank

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Ouachita Independent Bank in Monroe, Louisiana, offers a 3.01 percent annual percentage yield on its OIB Reward Checking, but it's available only in Louisiana, Texas, Arkansas and Mississippi. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Ouachita Independent Bank 

Location: Monroe, LA

Nationally offered?N
APY %3.01
Default APY %0.05
Monthly debit transactions required12
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$15,000
APY % above cap0.25
OIB Rewards Checking: Available to residents of Louisiana, Texas, Arkansas and Mississippi. Either 1 direct deposit or automatic payment per month is required. E-statements are required. All ATM fees reimbursed, if requirements are met. Balance above $15,000 yields 0.25%.

*See notes section for more details. canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.


Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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