Explore Bankrate's 2015 High-Yield Checking Survey: Lake Michigan Credit Union

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Lake Michigan Credit Union in Grand Rapids, Michigan, offers a solid 3 percent annual percentage yield on its Max Checking, but provides zero percent if balance qualifications are not met. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Lake Michigan Credit Union 

Location: Grand Rapids, MI

Nationally offered?Y
APY %3
Default APY %0
Monthly debit transactions required10
Bill pay or automatic withdrawal required?N
Direct deposit required?Y
E-statements required?Y
Balance cap$15,000
APY % above cap0
Max Checking: Available nationally ($5 donation to charity required if out of credit union area). 4 online banking logins per month and e-statements required. ATM fees refunded up to $15 per month. 0% yield for balance above $15,000.

*See notes section for more details. canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.


Bankrate's 2015 Checking Survey Find out what's going on with some of the most common fees charged to checking account holders.
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