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2013 high-yield checking: Lake Michigan Credit Union

Checking » High-Yield Checking » Credit Unions » Lake Michigan Credit Union

Lake Michigan Credit Union offers a solid 3 percent annual percentage yield on its Max Checking account but provides zero percent if balance qualifications are not met. Bankrate's 2013 High-Yield Checking Survey breaks down the returns you can get with each account, and the hoops you'll have to jump through to get them.

City: Grand Rapids, Mich.

Lake Michigan Credit Union

Nationally
offered?
APYAPY if
conditions
not met
Monthly
debit
transactions
required
Bill pay or automatic withdrawal required?Direct
deposit
required?
Balance
cap
Y*3%0.00%10Y*Y*$14,999.99
Notes: Max Checking: Available nationally. A $5 donation to charity required if out of credit union area. Direct deposit or automatic deposit required as well as four online banking logins per month.

*See notes section for more details. Note: E-statements required on all accounts.

Bankrate.com canvassed accounts at banks, thrifts and credit unions from April 1-5, 2013, and has displayed data on 56 high-yield checking accounts offered by 54 institutions.

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Savings Overnight Averages
Product Yield +/- Last week
MMA
0.48% 0.49%
$10K MMA
0.47% 0.48%
MMA jumbo
0.61% 0.62%
Interest checking
0.51% 0.51%
Compare rates:
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