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Explore Bankrate's 2015 High-Yield Checking Survey: Consumers Credit Union

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Consumers Credit Union in Waukegan, Illinois, offers Free Rewards Checking, with a high annual percentage yield and a low balance cap. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Consumers Credit Union

Location: Waukegan, IL

Nationally offered?Y
APY %3.09
Default APY %0.01
Monthly debit transactions required12*
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$10,000
APY % above cap0.2
Notes:
Free Rewards Checking: Available nationally. Tiered APY 2: 4.09% -- Must meet the requirements to earn 3.09% APY and complete 12 Consumers Credit Union Visa-credit-card-purchase transactions. No minimum purchase requirement. Tiered APY 3: 5.09% -- Must meet the requirements to earn 3.09% APY and spend at least $1,000 in credit union Visa-purchase transactions, regardless of the number of purchases. At least 12 debit transactions must be signature-based, not PIN. 1 direct deposit, automatic debit or bill pay is required. Must access online banking once a month and enroll in e-statements. Balances of $10,000.01 to $24,999.99 yield 0.2%; $25,000 and above yield 0.1%, if requirements are met. ATM refund: Unlimited, if requirements are met.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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