Chapter 1: Types of checking accountsChecking accounts come in a variety of styles. Some are free, some are not. Some say they are free and are not.Types of checking accountsFree checkingBankrate.com's checking account surveyFloat and Check 21Overdraft protection plansChexSystemsChapter 2: ABCs of ATMsWho goes into the bank lobby anymore? ATMs make getting and depositing our cash easier. But are you paying too much for the privilege?ABCs of ATMsATM feesMaking a deposit at an ATMDebit cardsTips for responsible use of debit cardsChapter 3: Fees, fees and more feesWhen will "free checking" cost you? It depends on the individual institution and your banking habits.Fees, fees and more feesHow to avoid feesHow to complain to the bankThe final fee -- closing an accountChapter 4: Protecting your accountYou need to keep some money in your account and balance your checkbook. The bank has responsibilities, too.Online bankingAnatomy of a bank account statementPatriot Act complianceOpting out to protect your privacyProtecting your moneyHow safe is your bank?Tips for your banking relationship advertisementRelated Links:4 risky places to swipe your debit cardWhat happens when you write a check?High-yield checking for savvy saversRelated Articles:History of 'bank'Defining 'bank'High-yield chasers beware
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The Federal Reserve is forming task forces to combat the two biggest problems in America's '70s-era payment system: slow speeds and slack security.
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