Explore Bankrate's 2015 High-Yield Checking Survey: Amegy Bank

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Amegy Bank in Houston offers Smart Yield Checking with a relatively low annual percentage yield but with a large balance cap. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Amegy Bank

Location: Houston

Nationally offered?Y
APY %0.2
Default APY %0.05
Monthly debit transactions required10
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$25,000
APY % above cap0.1
Smart Yield Checking: Available nationally. Minimum average monthly balance to avoid maintenance fee: $500. Direct deposit of payroll, Social Security or retirement benefits, or 2 automatic payments per month are required. Make at least 10 net signature-based transactions with your Amegy debit card every month, or $700 monthly net spend with your Amegy personal credit card. Log in to online banking at least once a month. E-statements required with a valid email address. ATM fee refund: 6 free, non-Amegy Bank ATM transactions per statement cycle. Balance above $25,000 yields 0.1%, if requirements are met.

*See notes section for more details. canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.


Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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