2010 High-Yield Checking Study
2010 High-Yield Checking Study
2010 High-Yield Checking Study

This survey was conducted in March 2010. Find the latest checking account yields.

2010 High-Yield Checking Study » Study results

Bankrate surveyed 211 banks and credit unions to find the best high-yield checking accounts across the country. Fifty-eight institutions offer such accounts.

To see the details of each institution's high-interest checking account, click on the name of the bank or credit union.

Institution name
Nationally offered?
APYMonthly debit transactions requiredBalance cap
Amegy BankYes2%10$25,000.00
AmericaNet BankYes4%10$10,000.00
American National BankYes4.05%12$25,000.00
Arizona Bank & TrustNo - Phoenix market only4.01%15$20,000.00
Atlantic Coast BankYes3.25%10$25,000.00
The Bank of FayettevilleYes3.2%10$50,000.00
Bank of Hiawassee & Bank of BlairsvilleYes1.5%10$99,999.99
Bank of the SierraNo - Calif. and W.Va. only4.09%12$25,000.00
Bank of the WichitasNo - Okla. only4%10$10,000.00
Cambridge Savings BankNo - Mass. only4%15$25,000.00
Capital BankYes4.01%10$10,000.00
Cattleman's National BankNo - Banking area only4.01%12$35,000.00
CBDirect BankYes3%10None
City National Bank (Texas)Yes1.68%10None
Colonial SavingsNo - Banking area only1.51%5$25,000.00
Community Bank of Pleasant HillYes2.51%10$25,000.00
Community Bank of RaymoreYes2.51%10$25,000.00
Community National Bank of Lakeway AreaNo - Ala., Fla., Ga., Miss., N.C., S.C., Tenn. only3.76%12$25,000.00
Coulee BankYes3.33%10$25,000.00
Cross Keys BankYes3.25%12$25,000.00
Evantage BankYes4%10$10,000.00
First Bank & Trust (Minn.)Yes4.01%10$24,999.00
First Clover Leaf BankYes4.01%10$25,000.00
First National Community BankYes3.04%10$25,000.00
First Security Bank & TrustYes4.01%10$25,000.00
Founders BankNo - Texas only4.26%10$10,000.00
Hanmi BankNo - Calif. only0.75%10$24,999.00
Heritage BankYes2.14%10$25,000.00
Integrity BankYes4.01%10$25,000.00
Jeff Davis BankYes4.01%10$15,000.00
KANZA BankYes4%12$25,000.00
Lee County Bank & TrustYes2.75%10$25,000.00
Liberty BankYes3.51%15$25,000.00
Meredith Village Savings BankNo - N.H. only3.51% - 6-mo
/2% after
Nevada State BankYes2.25%10$25,000.00
NorStates BankNo - Ill. and Wis. only3.50%10$25,000.00
North Country Savings BankYes3%10$50,000.00
Ouachita Independent BankYes3.15%12$25,000.00
Patriot Bank (Fla.)Yes3.01%10$50,000.00
Premier Valley BankNo - Banking area only3.56%10$25,000.00
ProvidentNJ DirectYes2.51%10$25,000.00
Southern Community Bank & TrustYes4%10$25,000.00
State Bank of ToledoYes2.51%10$25,000.00
Sutton BankNo - Banking area only3.01%11$25,000.00
ViewPoint BankYes4%15$50,000.00
West Texas National BankYes2.01%10$25,000.00
Worthington Federal BankNo - Ala., Tenn. and Ga. only1.75%10None
Credit Unions
Institution name
Nationally offered?
APYMonthly debit transactions requiredBalance cap
Addison Avenue FCUYes3.01%12$25,000.00
Advantage Plus FCUNo - Credit union area only3.71%12$15,000.00
BECUNo - Credit union area only6.17%None$500.00
Connexus Credit UnionYes3.25%15$25,000.00
Consumers Credit UnionYes4.09%12$25,000.00
First New England FCUYes4.1%12$15,000.00
MidWest America FCUYes3.01%10$25,000.00
Pacific Resource Credit UnionYes3.56%10$25,000.00
Provident Credit UnionNo - Credit union area only2.51%10$25,000.00

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Gili Malinsky

A 5% APY checking account? Yes! But mind the fine print

A Michigan-based bank is offering an exceptionally high-yield checking account to all U.S. savers, but you'll have to meet some tall monthly requirements.  ... Read more

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