2010 High-Yield Checking Study » Study resultsBankrate surveyed 211 banks and credit unions to find the best high-yield checking accounts across the country. Fifty-eight institutions offer such accounts.To see the details of each institution's high-interest checking account, click on the name of the bank or credit union.BanksInstitution nameNationally offered?APYMonthly debit transactions requiredBalance capAmegy BankYes2%10$25,000.00AmericaNet BankYes4%10$10,000.00American National BankYes4.05%12$25,000.00Arizona Bank & TrustNo - Phoenix market only4.01%15$20,000.00Atlantic Coast BankYes3.25%10$25,000.00The Bank of FayettevilleYes3.2%10$50,000.00Bank of Hiawassee & Bank of BlairsvilleYes1.5%10$99,999.99Bank of the SierraNo - Calif. and W.Va. only4.09%12$25,000.00Bank of the WichitasNo - Okla. only4%10$10,000.00BankTexasYes3.25%10$25,000.00Cambridge Savings BankNo - Mass. only4%15$25,000.00Capital BankYes4.01%10$10,000.00Cattleman's National BankNo - Banking area only4.01%12$35,000.00CBDirect BankYes3%10NoneCity National Bank (Texas)Yes1.68%10NoneColonial SavingsNo - Banking area only1.51%5$25,000.00Community Bank of Pleasant HillYes2.51%10$25,000.00Community Bank of RaymoreYes2.51%10$25,000.00Community National Bank of Lakeway AreaNo - Ala., Fla., Ga., Miss., N.C., S.C., Tenn. only3.76%12$25,000.00Coulee BankYes3.33%10$25,000.00Cross Keys BankYes3.25%12$25,000.00DanversbankYes4.01%12$25,000.00Evantage BankYes4%10$10,000.00First Bank & Trust (Minn.)Yes4.01%10$24,999.00First Clover Leaf BankYes4.01%10$25,000.00First National Community BankYes3.04%10$25,000.00First Security Bank & TrustYes4.01%10$25,000.00Founders BankNo - Texas only4.26%10$10,000.00Hanmi BankNo - Calif. only0.75%10$24,999.00Heritage BankYes2.14%10$25,000.00Integrity BankYes4.01%10$25,000.00Jeff Davis BankYes4.01%10$15,000.00KANZA BankYes4%12$25,000.00Lee County Bank & TrustYes2.75%10$25,000.00Liberty BankYes3.51%15$25,000.00Meredith Village Savings BankNo - N.H. only3.51% - 6-mo
/2% after14$25,000.00Nevada State BankYes2.25%10$25,000.00NorStates BankNo - Ill. and Wis. only3.50%10$25,000.00North Country Savings BankYes3%10$50,000.00Ouachita Independent BankYes3.15%12$25,000.00Patriot Bank (Fla.)Yes3.01%10$50,000.00Premier Valley BankNo - Banking area only3.56%10$25,000.00ProvidentNJ DirectYes2.51%10$25,000.00Southern Community Bank & TrustYes4%10$25,000.00State Bank of ToledoYes2.51%10$25,000.00Sutton BankNo - Banking area only3.01%11$25,000.00ViewPoint BankYes4%15$50,000.00West Texas National BankYes2.01%10$25,000.00Worthington Federal BankNo - Ala., Tenn. and Ga. only1.75%10NoneCredit UnionsInstitution nameNationally offered?APYMonthly debit transactions requiredBalance capAddison Avenue FCUYes3.01%12$25,000.00Advantage Plus FCUNo - Credit union area only3.71%12$15,000.00BECUNo - Credit union area only6.17%None$500.00Connexus Credit UnionYes3.25%15$25,000.00Consumers Credit UnionYes4.09%12$25,000.00First New England FCUYes4.1%12$15,000.00MidWest America FCUYes3.01%10$25,000.00Pacific Resource Credit UnionYes3.56%10$25,000.00Provident Credit UnionNo - Credit union area only2.51%10$25,000.00<< Back to the 2010 High-Yield Checking StudyadvertisementRelated Links:Keep savings, checking accounts at 1 bankMarried with separate checking accountsTry high-yield checking for solid returnsRelated Articles:Find high-yield checkingSurvey: High-yield checkingTypes of checking accounts
2010 High-Yield Checking Study » Study results
Bankrate surveyed 211 banks and credit unions to find the best high-yield checking accounts across the country. Fifty-eight institutions offer such accounts.
To see the details of each institution's high-interest checking account, click on the name of the bank or credit union.
<< Back to the 2010 High-Yield Checking Study
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink.
Look out -- Blue Monday is coming! Protect your wallet if you start feeling down.
... Read more