With a history that dates back to the founding of City Bank of New York in 1812, today's Citibank is the fourth largest banking organization in America. As the retail banking division of Citigroup, Citibank operates more than 1,000 retail banking locations, which are primarily centered in major metropolitan areas including New York, Chicago, Los Angeles and Miami.

Citibank is headquartered in New York, and the bank's customers enjoy convenient use of approximately 9,000 Citi-owned ATM centers. The bank also offers fee reimbursement at an additional 16,000 ATMs with the Money Pass logo.

Personal banking and lending with Citibank

Citibank offers a wide range of financial services to its individual customers, including:
  • Checking.
  • Savings and money markets.
  • IRAs.
  • CDs.
  • Credit cards.
  • Home equity.
  • Mortgages.
  • Educational lending.
  • Online and mobile banking.

Citi credit cards

As the third-largest credit card issuer in the U.S., Citibank's credit card division is one of the biggest parts of the bank's business. Consumers can apply for 19 different types of consumer credit cards and six types of student credit cards. Bankrate gives an in-depth comparison of two Citi credit cards here.

Citigroup bailout

Citibank suffered from its parent company's public struggles during the 2008 housing collapse and financial downturn. The U.S. government supplied the financial company with billions of dollars in emergency bailout funds to avoid an impending collapse.

Find more information about Citibank in Bankrate's recent Safe & Sound assessment.

The Citibank corporate headquarters are located here:

399 Park Avenue
New York, NY 10022

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