checking

Chase

As the second-largest branch network in America, Chase has more than 5,400 retail bank offices and more than 15,000 ATM locations. Like other big banks, Chase has grown to its current size through a series of mergers and acquisitions. Chase was formed in 1955 when Chase National Bank and the Bank of Manhattan Co. merged. It merged with JPMorgan in 2000. It acquired Washington Mutual in 2008 and expanded its national reach to 23 states.

A member of the FDIC, Chase is the retail banking division of the giant financial institution JPMorgan Chase. Its corporate headquarters is located in New York, and the commercial banking side of the company is based in Chicago.

Personal banking

  • Checking.
  • Savings.
  • CDs.
  • Credit cards.
  • Debit cards.
  • Student account options.
  • Online banking.
  • Mortgage.
  • Refinancing.
  • Home equity.
  • Auto loans.
  • Student loans.
  • Annuities and insurance.
  • Investing.
  • Retirement planning.

Free checking

Chase provides a wide range of checking and savings accounts, and they have a free option in these offerings. With basic Chase Checking, consumers who establish monthly direct deposits or use their debit card for five or more purchases pay no monthly service fees and are not required to keep a minimum balance. Without direct deposit or these debit card purchases, the monthly fee is $6.

Credit cards with Chase

Chase offers a variety of credit cards to consumers, including rewards cards, cash-back cards and student cards. Many of them include Zero Liability Protection in case of fraudulent charges.

For a side-by-side comparison of some of Chase's most popular credit cards, go to the Bankrate credit card comparison chart and find out all the essential information.

Account alerts and security

Chase customers can make on-the-go account transfers and view updated account balance information with online and mobile banking. Chase members can enroll in an Account Alerts program that sends them e-mail and text notifications to avoid overdraft fees. With Chase mobile banking, users can receive essential account info via text message including account balances, recent transaction history and credit card due dates and payment amounts.

JPMorgan Chase operates in 60 countries. The corporate headquarters is here:

270 Park Ave.
New York, NY 10017

For an extensive list of toll-free numbers for a range of consumer departments, click here.

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