No. 1: Georgia
The most expensive state in the U.S. for car owners, at $4,233 annually, is Georgia. The Peach State tops Bankrate's Car Cost Index thanks to above-average costs for repairs, taxes and fees, gasoline, and insurance.
Georgia drivers spend a lot of time in their cars thanks in part to Atlanta's sprawling communities and a lack of public transportation. The state has the 10th-highest vehicle miles traveled per capita in the country, according to the Bureau of Transportation Statistics.
Those long commutes not only drive up gasoline costs, but they also increase insurance rates, according to Aubie Knight, CEO of the Independent Insurance Agents of Georgia.
Georgia drivers pay above the national average for other annual costs, including $385 for repairs, $1,952 in taxes and fees, $1,129 for gasoline, and $767 for insurance.