No. 5: New Jersey
Annual cost: $2,421 per year (9 percent above the national average)
One reason drivers in the Garden State find themselves in the top five is they spend more than anyone else in the country on car repairs. New Jersey drivers pay an average of $393 on parts and labor, according to CarMD. That's 11 percent more than the national average. Although labor rates in New Jersey are among the cheapest in the nation, drivers in the state spent 18 percent more than the average on parts.
Insurance companies also expect New Jersey drivers to pay hefty premiums. Between 2007 and 2011, the state's car owners paid an average of $1,244 for auto insurance. That's 41 percent more expensive than the five-year national average of $884.
The state's gas pumps, at least, give drivers a break. Gasoline cost an average of $3.36 per gallon in New Jersey in 2013, well below prices seen in neighboring New York, Pennsylvania and Delaware. People in New Jersey also drive less than most of their counterparts across the country. Cars in the Garden State typically cover 8,299 miles in a year. That's 18 percent less than the average U.S. driver.