Lender won't transfer car title to son

Dear Terry,
My mother purchased a car a little over a year ago. She has fallen behind on her payments due to disability. Can I assume the current loan under these circumstances? I'm definitely willing to make the payments in arrears and bring the loan to date.
-- Kelvin

Dear Kelvin,
Contact the lender and tell them you want to bring the loan up to date and will be making the payments going forward. The lender should be happy to hear that.

However, the lender will not transfer the loan and the car title to you. Until the loan is paid off or until the car is sold, the loan and the car will remain in your mother's name.

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