Don't change cars like underwear

Dear Terry,
I just traded in my Chrysler 2004 Sebring due to possible transmission issues. I only had the car for one year. I traded it for a 2005 Ford Taurus. It was not my idea and I am not happy with my vehicle. It is a gas-guzzler. Is there anyway that I can trade this car in again after having it for just a month? Please help me!
-- Nyechi

Dear Nyechi,
You can trade a car the day after you buy it, if you want, but you're going to pay a penalty because what may have been a one-owner used car is now a two-owner car and loses a bit of value as a result. I am curious about your contention that the Taurus is a gas-guzzler compared to the Sebring. According to Environmental Protection Agency figures, they should have similar fuel economy.

But most importantly, why would you buy a car that wasn't what you wanted? Every time you change vehicles it costs you money -- at the very least in sales tax and licensing fees, not to mention your time kicking tires, negotiating and standing in line for new tags. Do your homework on what kind of car you want and need before simply picking one with a neat color or settling on one someone else likes.

This week:

• Credit card car financing possible but risky. • Don't change cars like underwear.

If you have a question for Terry, e-mail him at Driving for Dollars.