No. 5: Wisconsin
Cost: $2,018 per year (9 percent lower than the national average)
At an average of $658 for a year of car insurance, Wisconsin drivers spend 38 percent less than the typical American on coverage. That makes the Badger State the third cheapest in the U.S. to insure a car. Still, Wisconsin drivers have seen the cost of their policies increase recently, but they still pay considerably less on average than many other states.
From 2008 to 2011, the average price for a policy in the state increased by 4.5 percent. During the same period of time, Americans saw the cost for their car insurance coverage creep up less than 1 percent.
When it's time for a tuneup, Wisconsin drivers also enjoy more economical repair costs than most. Although labor costs about the same in the state as it does for most Americans, parts in Wisconsin sell for an average of 10 percent less. All told, taking a car into the shop costs drivers there about $328 per year.
And thanks to one of the state's largest industries, Wisconsin roads in Polk County will be safer during the winter. This past winter, plow trucks there started using the salty brine left over from making mozzarella and provolone to melt ice on the roads.