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Buyer with second thoughts likely stuck

Dear Terry,
My sister bought a new car Dec. 29. She is having buyer's remorse because she now realizes that she cannot afford her new $500 a month payment for six years. Can she change her mind, get the car back that she had traded in and cancel the agreement?
-- Dana

Dear Dana,
Sorry to tell you, but it's likely your sister is stuck. While some states have what is called a "cooling off'' period involving major purchases, that option usually goes out the window once the buyer takes possession of the car.



Here are this week's reader questions:
Tough to find dealership reviews online
How can I get rid of a bad interest rate?
Can my parents take my sister's car?
Is "buyer's remorse" grounds for cancellation?
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48 month used car loan
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36 month new car loan
2.47% 2.47%
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