Dear Terry, I just bought a Chrysler at a 7.9 percent loan rate and now they are offering a zero percent rate. Not even a week after I bought the car they started to offer this rate. Is there a way to fight for a lower rate? -- J.C.Dear J.C., Sorry, but you're stuck. Prices and deals change week to week sometimes, and there are usually no provisions to retroactively get a new loan at the new rate. Also, you may not qualify for the zero percent deal because those are usually reserved for customers with better-than-average credit scores. Here are this week's reader questions:•Some car options are not worth the cost.•Can I fight for a lower rate?•Who can I contact to discuss a lemon?•Is it cheaper to pay for car on credit card?If you have a question for Terry, e-mail him at Driving for Dollars. Save money on your car -- sign up for Bankrate's new weekend Car & Money newsletter advertisementRelated Links:Auto loan rates: March 26, 2009Saving on insuranceWhere's my car bailout?Related Articles:Vehicle leases going upOld loan not added to newCan't sell leased car
Dear Terry, I just bought a Chrysler at a 7.9 percent loan rate and now they are offering a zero percent rate. Not even a week after I bought the car they started to offer this rate. Is there a way to fight for a lower rate? -- J.C.
Dear J.C., Sorry, but you're stuck. Prices and deals change week to week sometimes, and there are usually no provisions to retroactively get a new loan at the new rate. Also, you may not qualify for the zero percent deal because those are usually reserved for customers with better-than-average credit scores.
If you have a question for Terry, e-mail him at Driving for Dollars. Save money on your car -- sign up for Bankrate's new weekend Car & Money newsletter