Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is credit monitoring?
A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for more [...]
6 min read Oct 31, 2024 -
Bankruptcy: What is a reaffirmation agreement?
If you’re going through bankruptcy, you may want to reaffirm some of your debts.
6 min read Oct 31, 2024 -
A comprehensive guide to debt relief programs
Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.
6 min read Oct 31, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Oct 30, 2024 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
6 min read Oct 29, 2024 -
The 5 most common types of bankruptcy
These are the five most common models of bankruptcy. Learn how they operate and who they’re good for.
6 min read Oct 30, 2024 -
What assets can creditors take away in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
5 min read Oct 24, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Oct 23, 2024 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
9 min read Oct 23, 2024 -
How to get out of debt without paying
Debt settlement options exist, but they may come with long-term ramifications.
5 min read Oct 22, 2024