| Why
we're in debt Top
10 causes of consumer debt -- You know you're in debt, but may be uncertain
exactly how you got there. Bankrate's Debt Adviser Steve Bucci lists the top 10
causes. Debt-o-meter
-- Do you suspect you have a problem handling credit? Take this quiz to find out. Take
the debt comfort quiz -- This quiz will help you decide whether your debt
is causing problems. Quiz:
What's your spending style? -- Are you impulsive, decisive or pragmatic? Discover
how well you understand yourself. Quiz:
Are you financially self-destructive? -- These questions will help you find
out whether your habits are sabotaging your finances. Men
and women spend and save differently -- The sexes exhibit distinct gender
traits when saving, investing and spending. How
it affects us Good
debt vs. bad debt -- A mortgage is usually good debt. Buying more clothes
you don't need on credit is not. Debt
and marriage: a dangerous mix -- These strategies will help you work through
debt without ending up in divorce. Dealing
with a debt collector -- They can try to collect legitimate debts, but there
are legal limits on how they do it. Garnishment:
the unexpected pay cut -- If you don't pay your taxes, child support or other
debts, creditors can go after the cash directly from your paycheck. How
debt management affects your credit -- Once it was considered the kiss of
death, but it's not that bad anymore. | 
