 Specialty
consumer reporting agency list
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These are specialty consumer reporting agencies, which
report on whether consumers bounce checks and pay late on their
rents, gambling debts, medical bills.
Just like the consumer credit
reporting agencies that issue credit reports, the specialty consumer reporting
agencies are governed by the rules of the Fair Credit Reporting Act. Consumers
are entitled to one free report per year from any agency that has a file on them.
If the report results in adverse action against a consumer --
such as being refused the privilege of opening a checking account because of past
bounced checks -- the institution must inform the consumer why it has happened
and offer the name and contact information for that agency.
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| Specialty consumer reporting agency list |
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| Category | Bureau
name | Contact
info | | Casinos |
| Checking accounts |
| Employment |
| Insurance |
| Medical information |
| Rental information |
| Mortgage financing |
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Source: "Credit Repair Kit for
Dummies," by Steve Bucci© 2006 Copyright by
Wiley Publishing Inc., Indianapolis, Indiana. Used by
permission.
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The Debt Adviser, Steve Bucci, is the president
of Money Management International Financial Education Foundation
and the author of "Credit
Repair Kit for Dummies." Visit MMI
for additional debt advice or to ask a question of the Debt Adviser,
go to the "Ask the
Experts" page and select "debt" as the topic.
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