Average bounced check fee hits new high
The average cost of a bounced check, referred to as a nonsufficient funds fee or NSF fee, climbed 3 percent to a record high of $28.23. This is the second survey in a row where the average has hit a new high.

The move higher was lopsided, with 88 banks increasing the fee against just 19 that reduced the fee in the past year. One final point, the survey gathers the cost of the first bounced check. But with the use of tiered structures by some banks, the cost of overdrawing an account can quickly escalate.

Average nonsufficient-fund fee