Bankrate.com surveyed the top 10 banks and thrifts in the top 10 markets in the country plus the top 10 credit unions to find out what debit card rewards programs are available and how they work.

To see the details of each credit card, click on the name of the program.

Debit card rewards program
Issuer Name of program Rewards formula
Bank of America US Airways Debit Card 1 mile for every $2 in purchases / 1 mile for every $1 in US Airways purchases
Bank of America Alaska Airlines Debit Card 1 mile for every $2 in purchases / 1 mile for every $1 in travel purchases
Bank Financial ScoreCard Rewards! 1 point for every $1 in purchases
BB&T BB&T Visa Extras 1 point for every $1 in purchases
BBVA Compass CompassPoints Rewards Program 1 point for every $4 in purchases
BECU MasterCard MarketPlace N/A
Beneficial Bank BankThanks 1 point for every $2 in purchases
BestBank, a div of Guaranty Bank Easy Cash Rewards Up to 20% cash back — see notes
Cambridge Savings Bank Debit Card Rewards 1 point for every $2 spent on signature-based purchases / 1 point for every $5 spent on PIN transactions
Charter One Bank Everyday Points 1 point for every $1 spent for signature-based purchases / 1 point for every $2 spent in PIN purchases / 2 points for every $1 spent on recurring debit card payments
Chase Chase Ultimate Rewards Debit Card 4 points for every $5 in purchases
Chase Chase RealCash Debit Card up to 3% cash back on qualifying purchases — see notes
Chase Disney Rewards Debit Card 1 Disney Dream Reward dollar for every $200 in purchases
Chase Chase Continental Airlines Debit Card 1 mile for every $2 in purchases
Chase United Mileage Plus Debit Card 1 mile for every $2 in purchases
Chase Free Debit Rewards Program 1 point for every $5 in purchases
Citibank Citibank/AAdvantage Debit Card 1 mile for every $2 in purchases
Citibank ThankYou Network 1 point for every $2 in signature-based purchases OR 1 point for every $3 in PIN purchases
Citizens Bank of Massachusetts Everyday Points 1 point for every $1 spent for signature-based purchases / 1 point for every $2 spent in PIN purchases / 2 points for every $1 spent on recurring debit card payments
Citizens Bank of Pennsylvania Everyday Points 1 point for every $1 spent for signature-based purchases / 1 point for every $2 spent in PIN purchases / 2 points for every $1 spent on recurring debit card payments
Comerica Bank Comerica EZ Perks Enhanced Check Card 1 point for every $1 spent
Flagstar Bank Flagstar Rewards 1 point for every $3 spent for signature-based purchases / 1 point for every $10 in PIN purchases
Fullerton Community Bank UChoose Rewards 1 point for every $2 in purchases
Harris Harris Everyday Benefits 1 point for every $2 in purchases
PNC Bank PNC Points 2 points for every $1 in purchases for gas, grocery and drugstore AND 1 point for every $1 for all other purchases
Queens County Savings Bank Even>More Rewards 25 points for each signature-based transaction of $20 or more OR 10 points for each PIN transaction of $20 or more
Rockland Trust Debit Card Reward $0.10 for each debit card transaction over $10
Salem Five Cash Back Debit Rewards $0.02 back for every $4 you spend
Security Service FCU Security Service Rewards Debit MasterCard 1 point for every $2 in purchases
Sovereign Bank Sovereign Cash Rewards N/A
Suncoast Schools FCU ScoreCard Rewards 1 point for every $3 in purchases
SunTrust Bank Delta SkyMiles Classic Check Card 1 mile for every $2 spent
SunTrust Bank Delta SkyMiles Platinum Check Card 1 mile for every $1 spent
SunTrust Bank SunPoints (SunTrust Rewards) 1 point for every $4 spent
TD Bank Visa Extras 1 point for every $1 in purchases
The Golden 1 CU Rainbow Rewards N/A
Union Bank, N.A. MasterCard MarketPlace with Union Bank, N.A. Debit Card N/A
Wachovia Wells Fargo Rewards with Wachovia Check Card 1 point for every $4 in purchases
Wells Fargo Bank Exclusive Rewards Programs for Wells Fargo Check Card 1 point for every $4 in purchases
Wilmington Savings Fund Society Cash Rewards 1% cash rewards

« Back to the 2010 Debit Card Rewards Survey

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