You can drive a luxury car — without making a hefty car payment. Whether you drive a compact, midsize or full-size sedan, crossover, or sport utility vehicle, there are plenty of used luxury cars for under $25,000 — in some cases way under.
Bankrate asked ALG, which calculates vehicle values for dealers and auto loan lenders, to run the average values for affordable used luxury cars in average condition that are 5 years old or younger.
Here are the top used luxury cars that are priced at less than $25,000.
Segment: Luxury compact sedan Average price: $21,794
There are lots of choices for compact luxury cars, but the best value is the Acura TSX. While used 2010 models averages $21,794, a 2009 model runs $18,503 and a 2008 model averages $15,710.
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2008 BMW X3
Segment: Luxury compact SUV Average price: $20,078
When it comes to small luxury SUVs, the BMW X3 is desirable while still being affordable.
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2010 Volvo S80
Segment: Luxury full-size sedan Average price: $23,197
Volvo’s top-of-the-line model, the S80, comes loaded with standard luxury features for well below $25,000 for the 2010 model, while 2009 models come in at $19,360 and 2008 models can be had for $16,071 on average.
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2008 Lincoln Navigator
Segment: Luxury full-size SUV Average price: $24,835
For a large SUV loaded with luxury features, it’s hard to beat the Lincoln Navigator, which comes in at just less than $25,000 on average for 2008 models, but the 2008 Infiniti QX56 is a close second, averaging just $24,964.
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2010 Audi A4
Segment: Luxury midsize sedan Average price: $24,205
For a $25,000 budget, the 2010 Audi A4 suits midsize sedan buyers nicely, but those with smaller budgets don’t need to fret. The 2009 models can be had for $22,015, while 2008 models run $17,500 on average.
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2009 Cadillac SRX
Segment: Luxury midsize SUV Average price: $20,992
For those who need the combination of passenger and cargo space, the Cadillac SRX is the answer, especially when 2009 models can be had for just $20,992 on average and 2008 models run $19,170.