Garrett Yarbrough

Writer, Credit Cards
  • 4
    Years of experience
  • 86
    Publications Written
Ribbon EXPERTISE
  • Credit card strategy
  • Credit card comparisons
  • Credit card rewards
  • Building credit
  • Credit scores
Education EDUCATION
  • Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
  • Bachelor of Arts in History | East Carolina University

 

Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He specializes in all things credit cards, and he has comprehensively researched the current market and past product offers for more than three years. Garrett thoroughly analyzes credit card terms, rewards programs, introductory offers and other card features to provide readers with the most insightful steps toward personal financial growth. He has also written and researched for major Bankrate features, including the latest credit card points and miles valuations, the 2022 through 2024 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ Approval Odds tool.

Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.

When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.

Send your questions about credit cards to gyarbrough@redventures.com.

Find Garrett beyond Bankrate

Garrett wants you to know

As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.

Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.

Garrett’s recommended readings

Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.

— Garrett Yarbrough

Garrett's Picks

young lady paying at a counter of a store with a card
8 MIN READ

Merchant category codes: How to earn more cash back

Merchant category codes can help consumers earn more with rewards credit cards.

couple looking out at the view on a lake
9 MIN READ

How much are points and miles worth in 2024?

See how far your rewards can take you with our data-backed valuations.

Business Owner Paying Bills Online
18 MIN READ

Best credit cards for business expenses

We break down the best cards for business rewards and perks.

Woman looking at cell phone
5 MIN READ

Best credit cards with cellphone insurance

Theft, loss or damage to your phone can happen — consider a card that will cover it.

Garrett's latest articles

  • Discover it Cash Back Credit Card Review

    It’s one of the best no-annual-fee cards for low rates and fees, cash back, first-year value and customer service if you don’t mind rotating categories.

    Apr 25, 2024

  • Credit One Bank® Platinum X5 Visa® Review

    The Credit One Bank® Platinum X5 Visa® has an alluring cash back rewards rate, but the $95 annual fee and restrictive card terms can take a toll if you’re building credit. Read a full review here.

    Apr 25, 2024

  • Best Credit Cards of May 2024

    Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today.

    Apr 25, 2024

  • Best Chase Credit Cards for May 2024

    These are Bankrate's top picks for Chase credit cards you should consider adding to your wallet in 2024. Read our expert advice and compare the latest offers from Chase.

    Apr 25, 2024
  • Young man working at home office

    Shop Through Chase guide

    If you have an eligible Chase credit card, the Shop Through Chase program can help you to earn more rewards through limited-time offers at participating retailers.

    7 min read Mar 14, 2024