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Checking and Savings

A compilation of checking and savings news, stories, columns, blogs and video

Archive

Types of checking accounts

Article: When it comes to choosing a checking account, your options abound. Pick the one that best suits your needs.

How safe is your bank?

Article: Check the financial health of a bank, thrift or credit union before you give them your money.

How do I: Choose a checking account?

Article: A step-by-step guide to choosing the best checking account for your needs.

Protecting your money

Article: The FDIC covers your bank account up to $250,000, and you can be covered for more.

Article: They're like credit cards, except the money vanishes from your account in a flash.

Chapter 4: Protecting your account

Article: Banking offers many layers of protection; Check yourself before your finances are wrecked.

How to avoid fees

Article: You have to know the fees if you want to bypass them. Here’s a rundown of common, and easily dodged, fees.

How to complain to the bank

Article: Don't get angry, just get your money back.

How do I: Choose a savings vehicle?

Article: Here's how to decide which is the best savings account for your cash needs.

Overdraft protection plans

Article: If you bounce checks often, you might want to consider an overdraft protection plan.

Article: A negative report could bar you from opening a checking account. Get hip to this low-profile system.

The final fee -- closing an account

Article: Don’t give the bank the last laugh by succumbing to an unexpected account closing fee.

Article: Online banking can save you time and money, once you get over your fear. Discover the possibilities.

Anatomy of a bank account statement

Article: Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.

Patriot Act compliance

Article: The Patriot Act’s effect on banking may seem Orwellian, but there are ways to protect your privacy.

Opting out to protect your privacy

Article: Selling your personal data is big business for many companies, including your bank. You can curb their efforts.

Tips for responsible use of debit cards

Article: Debit cards carry the oft-overlooked risks of overdraft and identity theft. Keep a level head when you use one.

Article: Banks pull in over $2 billion in ATM fees each year. Don’t let them snatch your hard-earned money so easily!

Chapter 2: ABCs of ATMs

Article: The ATM has changed the way we live, but it’s important to think about fees and security when we use them.

Ignoring bank cutoff can be costly

Article: Bank cutoff times determine when a transaction is official, so know your institution's rules.

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Compare Checking Rates

Interest Checking average
0.50%

About our rates

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About this index

Savings Overnight Averages

Product		Yield	+/-	Last week
MMA		0.47%		0.47%
$10K MMA		0.47%		0.47%
MMA jumbo		0.60%		0.60%
Interest checking		0.50%		0.50%

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ByDr. Don Taylor, Ph.D., CFA, CFP, CASL

Don Taylor

savings

When to keep savings bonds

Hanging on to Series EE bonds may be more lucrative than redeeming them.

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