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Mastering your Money
Tips from Jean Chatzky
Certified Financial Planner
Checking and Savings
A compilation of checking and savings news, stories, columns, blogs and video
How do I: Choose a checking account?
A step-by-step guide to choosing the best checking account for your needs.
Making a deposit at an ATM
Explore the rarely visited realm of ATM use: deposits! Learn what you need to know here.
Chapter 4: Protecting your account
Banking offers many layers of protection; Check yourself before your finances are wrecked.
Tips for responsible use of debit cards
Debit cards carry the oft-overlooked risks of overdraft and identity theft. Keep a level head when you use one.
ABCs of ATMs
The ATM provides plenty of convenience, but it often comes with a price tag in tow.
How do I: Choose a savings vehicle?
Here's how to decide which is the best savings account for your cash needs.
The final fee -- closing an account
Don’t give the bank the last laugh by succumbing to an unexpected account closing fee.
Online banking can save you time and money, once you get over your fear. Discover the possibilities.
Anatomy of a bank account statement
Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.
Patriot Act compliance
The Patriot Act’s effect on banking may seem Orwellian, but there are ways to protect your privacy.
Opting out to protect your privacy
Selling your personal data is big business for many companies, including your bank. You can curb their efforts.
Protecting your money
The FDIC covers your bank account up to $250,000, and you can be covered for more.
How safe is your bank?
Check the financial health of a bank, thrift or credit union before you give them your money.
Tips for your banking relationship
Managing your relationship with your bank is as important as choosing the right one in the first place.
Banks pull in over $2 billion in ATM fees each year. Don’t let them snatch your hard-earned money so easily!
Chapter 2: ABCs of ATMs
The ATM has changed the way we live, but it’s important to think about fees and security when we use them.
Ignoring bank cutoff can be costly
Bank cutoff times determine when a transaction is official, so know your institution's rules.
Paying off debt won't erase history
Paying off bad debt to a bank won't remove the negative history from your ChexSystems report.
A negative report could bar you from opening a checking account. Get hip to this low-profile system.
Pay more, get more debit rewards
Bankrate's Debit Card Study shows free rewards programs lag in benefits, and those with fees give better rewards.
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Spend bond cash on school
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