Mortgage Rate Trend Index Down: April 16, 2015

Will rates go up, down or remain unchanged?

  • Dick Lepre

    Dick Lepre

    Senior loan officer, RPM Mortgage, San Francisco

    The daily tech is about to turn bullish (higher prices, lower yields) and the weekly and monthly are also bullish. This could drive the 10-year yield down to under 1.6 percent.

  • Greg McBride

    Greg McBride, CFA

    Chief financial analyst,

    Uneven economic data will continue to keep everyone guessing about the timing of interest rate hikes.

  • Mitch Ohlbaum

    Mitch Ohlbaum

    Mortgage banker, Macoy Capital Partners, Beverly Hills, California

    The 10-year Treasury is trading at 1.86 percent, which is below where it should be if the market felt the U.S. economy was strong. While we have decent unemployment figures, we still have stagnant wages and more people working part time when they prefer full time. We also have durable goods and retail sales that are below projections. This may be the result of a very tough winter but also may just be that consumers are feeling less exuberant than in the third and fourth quarters of 2014.


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