Mortgage Rate Trend Index Down: Nov. 25, 2015

Will rates go up, down or remain unchanged?

  • Holden Lewis

    Holden Lewis

    Assistant managing editor,

    Geopolitical tensions over the holidays will compel investors to shelter themselves into the security of Treasury and mortgage bonds, pushing yields and interest rates lower.

  • Mitch Ohlbaum

    Mitch Ohlbaum

    Loan officer, Macoy Capital Partners, Los Angeles

    The 10-year Treasury is currently trading at 2.23%, which is down about 20 basis points in the last few weeks. The market had priced in a Fed increase, which did not happen, so we are just now seeing the effects of that. You can expect the 10-year to trickle down another 10 basis points to about 2.10% as it becomes clear the Fed is not going to raise rates this year. We still have flat wages, severely depressed energy prices (with no end in sight), which will have a big drag on desperately needed inflation. Finally, the current world instability will keep rates low.

Get today's mortgage interest rates and information on recent rate trends today.


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