What credit card interest rate and credit limit you qualify for depends on your credit history. But many people have no idea how good or bad their credit is. To keep the surprises to a minimum, pull your credit report from the three credit reporting agencies. You can pull a free credit report from each agency every 12 months at AnnualCreditReport.com.
The report will show your account history, including factors that can hurt your credit such as habitually late payments, short credit history or high utilization, when you've used a large amount of your available credit. The more of those negatives you have, the more likely you won't get the best interest rate.
Think inflation is a complicated subject? Listen to these little ones break it down for you.
Here's how a couple expecting their first baby can set up an education fund and save for retirement at the same time.
Jean Chatzky visits Times Square to learn the best money advice people got from Mom.
The stats that are working against you in the dating world.
Here's what you should keep in mind when your money is on the line.
Who says home loans are complicated? These kids have it all figured out.
Knowing your driving style can save you money in the long run on car maintenance.
Start by asking a lot of questions to find the right fit and save money.
Follow these tips for safeguarding your good name and money.
How are you supposed to fill in the amount? What goes in the "memo" line?
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Two-thirds said they distrust car mechanics, citing overcharges, recommendations for unnecessary services and previous bad experiences with repair shops.
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