Financing retirement on investments alone may not be enough. Are annuities the answer?
A person receives annuity payments "for life." What if they keep coming after death?
Changes in IRS rules expand the use of these investments in 401(k)s and IRAs.
A nonqualified annuity grows tax-deferred, so eventually Uncle Sam will want his share.
They appear to defy gravity, but these insurance products require scientific scrutiny.
Before buying an annuity, make sure you understand the contract provisions.
Now that you have invested in a tax-deferred annuity, don't let the tax issue consume you.
Should mom have been taking her required distributions all along?
Buy an annuity only after you've exhausted these tax-advantaged investing options.
Annuities promise the security of lifetime income. Is a person ever too old for one?
If you want to move funds from a maturing annuity to an IRA, take care to avoid a tax hit.
If CDs or an annuity are your choices, answering these two questions can help you decide.
Proceed cautiously when looking at annuities for your retirement. They can be complicated.
An expert says a little retirement planning goes a long way when investing for the future.
When it comes to your investments, take time to understand that tricky lingo.
Looking for a safe return? If you have a big nest egg, this annuity may be just the thing.
When deciding how to opt for a pension payout, reducing risk is one good bet to make.
A divorced mom short on cash should avoid variable annuities even after new inheritance.
You don't have to be an idiot to make these mistakes or a genius to fix them.
An annuity is one way to provide income in retirement. Follow these guidelines before buying.
You can use a SIMPLE IRA to buy an annuity contract, but will you avoid income taxes?
With annuities, consider the company's ratings and whether you really need what they're selling.
Annuities may be more of a gamble than you realize because your investment can outlive you.
Annuities can offer security in retirement, particularly after a breadwinner is gone.
Find out whether this inflation-protected, income-paying investment is right for you.
Find out whether money back that effectively cuts your Social Security could be a good deal.
Weigh taxes and other factors to decide if a pile of cash now beats smaller payments over time.
Is a long-term care policy the best way to get LTC coverage? Here's a rundown of the choices.
Prepare to pull the trigger on a financial plan in the event you win the big one.
Don't hold a wad of cash without a return. Weigh investing in annuities and other alternatives.
Having buyer's remorse on a variable annuity? Learn how much that mistake will cost you.
An annuity is one type of investment for retirement. Before you buy, answer these questions.
These complex insurance products are worth a closer look, but be sure to scrutinize them.
Before you invest, get to know annuity terminology and the different types of annuities.
Experts offer ideas to skittish investors on how to stay focused, whether they want growth or safety.
Financial reform will have a far-reaching effect. Find out what the new law will mean for you.
Husband wants to pay down principal to make life easier on his wife after his death.
The financial industry has solutions to help retirees grapple with the income challenge.
Immediate annuities can come with bells and whistles that provide protection but cost extra.
Consider options like "granny insurance" if long-term care premiums are making you ill.
A new type of target date funds can help those facing retirement.
The part of the annuity payment representing return of capital is not taxable, but the earnings are.
Consider these variables before deciding on the best after-tax retirement account.
Consider taxes and pensions before deciding if an annuity is right for you.
Before surrendering an annuity, make sure you understand the consequences.
The introduction of Term UL, a hybrid insurance product, gives consumers more flexibility.