Annuities
An annuity is a financial product that provides individuals with regular payments over time. Discover expert advice, tools, and more about annuities.
Featured annuities content
A guide to annuity fees and commissions
Annuities can be a powerful tool for retirement planning, but can easily feel complex and overwhelming if you’re unfamiliar with the terminology.
Annuity terms every investor should know
Annuities come with a flurry of fees that you may not recognize from other insurance or financial products. Here's what to expect.
The latest in annuity news
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What is a charitable gift annuity?
Charitable gift annuities offer a strategic approach to philanthropy.
5 min read May 30, 2024 -
A 401(k) with an annuity twist – Blackrock’s funds offer paycheck-like income option
So far, 14 companies have made the hybrid funds the default option in their 401(k).
4 min read May 03, 2024 -
What are variable annuities? Benefits, risks and how they work
The fees and complexity of variable annuities can far outweigh potential benefits.
6 min read Apr 30, 2024 -
What is an immediate annuity? Benefits, risks and how they work
Immediate annuities tend to be the simplest and most straightforward type of annuity.
6 min read Apr 30, 2024 -
What are fixed index annuities? Benefits, risks and how they work
These annuities protect your principal from market losses — but there’s a catch.
6 min read Sep 19, 2024 -
Annuity vs. IRA: What’s the difference?
Not sure about the difference between an annuity and an IRA? We’ll tell you what you need to know.
5 min read Jun 26, 2024 -
Ask Bankrate: When will yields on savings and money market accounts stop falling?
One Bankrate experts suggest deposit yields may be close to bottoming out.
5 min read Jul 12, 2022 -
Ask Bankrate: Questions about investing in real estate, tracking down stimulus and more
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
9 min read Jul 12, 2022 -
Ask Bankrate: Questions about stimulus checks, mortgage refinancing and Social Security
Find out what you can do if your stimulus check was deposited into the wrong account.
7 min read Jul 12, 2022 -
Ask Bankrate: Questions about using retirement funds to pay off debt, refinancing while unemployed and more
See whether it’s smart to tap retirement savings to pay down debt.
5 min read Jul 12, 2022