Annuities
An annuity is a financial product that provides individuals with regular payments over time. Discover expert advice, tools, and more about annuities.
Featured annuities content
A guide to annuity fees and commissions
Annuities can be a powerful tool for retirement planning, but can easily feel complex and overwhelming if you’re unfamiliar with the terminology.
Annuity terms every investor should know
Annuities come with a flurry of fees that you may not recognize from other insurance or financial products. Here's what to expect.

The latest in annuity news
-
How much does an annuity cost? A guide to annuity fees and commissions
A close look at some of the fees and charges found within an annuity contract.
3 min read Aug 19, 2024 -
What are pension annuities?
Turn your pension into regular income for life with a pension annuity.
7 min read Jul 22, 2024 -
What is a charitable gift annuity?
Charitable gift annuities offer a strategic approach to philanthropy.
5 min read May 28, 2024 -
A 401(k) with an annuity twist – Blackrock’s funds offer paycheck-like income option
So far, 14 companies have made the hybrid funds the default option in their 401(k).
4 min read May 06, 2024 -
What is an immediate annuity? Benefits, risks and how they work
Immediate annuities tend to be the simplest and most straightforward type of annuity.
6 min read Apr 30, 2024 -
What are fixed index annuities? Benefits, risks and how they work
These annuities protect your principal from market losses — but there’s a catch.
6 min read Apr 30, 2024 -
Ask Bankrate: When will yields on savings and money market accounts stop falling?
One Bankrate experts suggest deposit yields may be close to bottoming out.
5 min read Sep 25, 2020 -
Ask Bankrate: Questions about investing in real estate, tracking down stimulus and more
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
9 min read May 29, 2020 -
Ask Bankrate: Questions about stimulus checks, mortgage refinancing and Social Security
Find out what you can do if your stimulus check was deposited into the wrong account.
7 min read May 22, 2020 -
Ask Bankrate: Questions about using retirement funds to pay off debt, refinancing while unemployed and more
See whether it’s smart to tap retirement savings to pay down debt.
5 min read May 15, 2020