Annuities
An annuity is a financial product that provides individuals with regular payments over time. Discover expert advice, tools, and more about annuities.
Featured annuities content
A guide to annuity fees and commissions
Annuities can be a powerful tool for retirement planning, but can easily feel complex and overwhelming if you’re unfamiliar with the terminology.
Annuity terms every investor should know
Annuities come with a flurry of fees that you may not recognize from other insurance or financial products. Here's what to expect.

The latest in annuity news
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How are annuities regulated? Federal and state laws explained
State governments are the primary regulators of annuities.
3 min read Dec 13, 2024 -
What happens to an annuity if your insurance company goes broke?
While rare, an annuity issuer failing can be a nightmare for policyholders.
4 min read Dec 05, 2024 -
What are commission-free annuities and are they good for retirement?
Thinking of purchasing a commission-free annuity? Here’s what you should know.
3 min read Nov 21, 2024 -
What are annuities and how do they work?
Bankrate explores what annuities are, how they work and who they can benefit.
8 min read Nov 21, 2024 -
What are variable annuities? Benefits, risks and how they work
The fees and complexity of variable annuities can far outweigh potential benefits.
6 min read Nov 15, 2024 -
Are annuities a safe investment?
Annuities are often called safe investments — but are they really?
6 min read Nov 07, 2024 -
Annuity free look period minimum requirements by state
A free look period gives you the chance to review your annuity contract before signing.
5 min read Nov 01, 2024 -
4 common reasons for selling an annuity
Selling annuity payments is considered a last resort for most people.
4 min read Nov 01, 2024 -
5 popular annuity riders: How they work and costs
An annuity rider is an optional feature that you can add to your annuity contract.
4 min read Oct 21, 2024 -
What to do before, during and after your annuity free look period
A free look gives extra time to review an annuity contract and revise your decision.
6 min read Oct 21, 2024