Protect your home
Because you want to protect your investment as well as your family, you might consider reinforcing your home and installing smart technology that can help keep your house and your loved ones safe.
Making certain modifications to your home can make it better able to withstand a natural disaster, earthquake or hurricane.
You can add such things as smart smoke detectors, fire alarms and security systems, which use your smartphone to alert you of trouble.
Be sure to notify your insurer once you've made these changes. By adding that extra protection, you might earn a discount on your homeowners policy, Orbann says.