7 money-related things to give thanks for
Another thing to be thankful for: Consumers are being more careful than in years past, Jones says.
"There's been an overall change in the mood of consumers," he says. Financially, "they're much more conservative."
As a result, default rates are down, he says. And his credit counseling agencies are seeing "people with a very different attitude.”
"That's been beneficial," Jones adds. "And it will continue to be beneficial."